Current Interest Rates

We offer among the most competitive rates in the region. Senior citizens get an additional 0.25%.

Fixed

Fixed Deposit

Earn higher interest with fixed deposits

Recurring

Recurring Deposit

Build savings monthly with our systematic recurring deposit scheme.

  • Minimum ?100/month
  • Tenure: 6 months to 10 years
  • No penalty for 1st missed installment
  • Loan facility available
Daily

Daily Deposit (Pigmy)

Deposit daily with our agent visit service and grow your savings.

  • Minimum ?10/day
  • Agent collection at doorstep
  • Ideal for small businessmen
  • Attractive interest rates
Other

Savings Account

Open a savings account and enjoy competitive interest with full banking benefits.

  • Free ATM debit card
  • Internet & mobile banking
  • RTGS/NEFT/IMPS facility
  • No minimum balance (basic account)
Other

Current Account

Ideal for businesses requiring high-frequency transactions.

  • Unlimited transactions
  • Overdraft facility
  • Multi-city cheque facility
  • Free RTGS/NEFT
Fixed

The Rashtrakuta Cash Certificate

Trusted long-term savings certificate with stable and reliable returns.

  • Safe Long-Term Investment
  • Higher Savings Growth
  • Guaranteed Returns at Maturity
  • Nomination Facility Available
Fixed

Silver Jubilee Certificate (Callable)

Premium callable deposit certificate with enhanced benefits and flexible withdrawal.

  • Flexible Withdrawal Facility
  • Premium Savings Scheme
  • Long-Term Security
  • Enhanced Interest Rates
Fixed

Silver Jubilee Certificate (Non-Callable)

Stable non-callable investment plan with assured maturity value and higher returns.

  • Guaranteed Returns
  • Long-Term Wealth Growth
  • Secure Investment Plan
  • Highest Interest Rate
Other

Unclaimed Accounts

Check and manage inactive or unclaimed deposit accounts easily with member assistance.

  • Account Status Support
  • Secure Claim Process
  • Member Assistance
  • KYC-based Verification
Rates at a Glance

Indicative Interest Rates

Visit our Interest Rates page for the complete, up-to-date rate card.

Deposit Type Tenure Regular Rate (% p.a.) Senior Citizen Rate (% p.a.)
Fixed Deposit 7 – 45 Days4.50%5.00%
6 Months6.25%6.75%
1 – 3 Years7.25%7.75%
Recurring Deposit 12 – 60 Months6.75%7.25%
Daily / Pigmy Deposit 12 – 60 Months6.50%7.00%
Savings Account 3.50%3.50%

Rates are indicative and subject to change. Please visit any branch or call us for current rates.