Our Loan Products
Rashtrakuta Souharda Co-operative Society Limited offers a wide range of loan products designed to meet the diverse financial needs of our members. From personal requirements to business expansion, we provide accessible credit solutions with competitive interest rates and flexible repayment options.
Our loans are structured to empower members to achieve their financial goals while maintaining stability and transparency throughout the process.
Mortgage Loan
Unlock the value of your property with secure mortgage loan solutions.
- Loan against property
- Up to 60% of market value
- Flexible repayment schedule
Vehicle Loan
Drive your dream vehicle home with easy vehicle loans.
- For two-wheelers & four-wheelers
- Up to 85% of vehicle value
- Up to 7-year tenure
Education Loan
Invest in your future with our education loans for higher studies.
- For UG/PG/Professional courses
- Covers tuition & living expenses
- Moratorium period till course completion
Gold Loan
Instant loans against your gold ornaments and jewellery at the best rates.
- Instant disbursal in 30 minutes
- Higher loan-to-value ratio
- Safe custody of gold
Business Loan
Fuel your business growth with our tailor-made business loans.
- For MSMEs and small businesses
- Working capital & term loans
- Flexible repayment schedule
Overdraft Facility
Manage temporary financial needs with our flexible overdraft facility.
- Flexible withdrawal limits
- Interest only on amount used
- Convenient repayment options
Home Loan
Make your dream home a reality with our affordable home loans.
- Low interest rates
- Up to 20-year tenure
- Easy EMI options
How to Apply
Follow these simple steps to get started with your loan application.
- Choose the right loan product
- Check eligibility criteria
- Gather required documents
- Visit your nearest branch
- Submit application form
- Receive funds upon approval