Gold Loan Scheme

Rashtrakuta Souharda Co-operative Society Limited

Quick Processing Secure Storage Flexible Repayment

Financial Assistance at Your Fingertips

Pledge your gold ornaments as security to meet urgent financial requirements without selling your valuable assets. We provide a simple, transparent, and efficient process to ensure you receive funds quickly while your ornaments remain safe in our secured vaults.

100% Safe
Insured Vaults
Instant Cash
Fast Disbursement

Maximum Loan Amount

Up to ₹10 Lakhs


Repayment Period: Up to 12 Months

Why Choose Our Gold Loan?

Competitive Rates

Attractive interest rates as per society policies.

Minimal Paperwork

Hassle-free documentation process.

Purity Based

Loan value based on purity (usually 22-carat).

Flexible Options

Bullet repayment available for specific amounts.

Scheme Specifications

Eligibility Min Age: 21 Years.
• Up to 1 Lakh: Nominal Member
• Above 1 Lakh: Regular Member
Repayment Bullet repayment (< ₹2 Lakhs) / Max 12 Months
Security Pledge of gold ornaments (22-carat)
Interest Rate Contact Branch
Charges As per Bank rules

Documents Required

  • Loan Application Form
  • Identity Proof ([Aadhaar Redacted], PAN, etc.)
  • Address Proof
  • Passport Size Photos
  • Gold Ownership Declaration
  • KYC Documents

Loan Purpose

Use the funds for:

  • Household Expenses
  • Business/Working Capital
  • Education Expenses
  • Medical Emergencies
  • Agriculture/Professional
  • Marriage/Family Functions

Need more info?

Contact Branch