Business Loan Scheme

Fueling Your Entrepreneurial Ambitions

Up to ₹5 Crores 12 Years Repayment

Business Loan

The Business Loan Scheme offered by RashtrakutaSouharda Co-operative Society Limited is designed to support entrepreneurs, traders, professionals, and small business owners by providing financial assistance for business development and expansion.

Running a business often requires timely financial support to manage working capital, purchase equipment, upgrade infrastructure, or expand operations. Through this loan facility, the society aims to empower members to strengthen their businesses and contribute to economic growth.

This scheme provides structured financial support with transparent procedures, enabling members to access funds responsibly while maintaining financial stability.

Loan Highlights

Growth Support

Financial assistance for starting, expanding, or improving business activities.

Competitive Rates

Interest rates aligned with society lending policies to ensure affordability.

Flexible Repayment

Convenient monthly instalments spread up to 144 months.

Purpose of Loan

  • New Business Ventures
  • Machinery & Equipment Purchase
  • Working Capital Requirements
  • Raw Material Procurement
  • Infrastructure Improvements

Eligibility Criteria

Age: Minimum 21 Years
Membership: Only Registered Members
IT Returns: Minimum 3 Years IT Returns Required

Technical Specifications

Maximum Loan Amount Up to ₹5 Crores
Maximum Tenure 144 Months (12 Years)
Interest Rate Contact Branch for Current Rates
Processing Fees As per Bank Rules
Prepayment Clause Applicable as per Society Policy
* Loan amount is determined based on financial performance, turnover, and repayment capacity.

Required Documentation

Duly filled loan application form
Identity Proof ([Aadhaar Redacted] / PAN / Voter ID)
Address Proof & Recent Photographs
Business Registration Proof
3 Years IT Returns & Audited Statements
Bank Account Statements
Property Documents (if collateral is offered)
KYC compliance documents

Empower Your Business Today

Visit your nearest Rashtrakuta Souharda Co-operative Society branch for personalized assistance.