/* ================================================================
   RASHTRAKUTA SOUHARDA SAHAKARI BANK – FRONTEND CUSTOM STYLES
   Covers all custom BEM classes used in the Laravel views.
================================================================ */

/* ── Variables ──────────────────────────────────────────────── */
:root {
  --bank-navy:    #003366;
  --bank-gold:    #c9a84c;
  --bank-dark:    #102055;
  --bank-blue:    #103079;
  --bank-light:   #f4f7f9;
  --bank-white:   #ffffff;
  --bank-text:    #3d3d3d;
  --bank-muted:   #6c757d;
  --bank-border:  #e0e7ef;
  --transition:   0.3s ease;
}

/* ── Reset / base ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }
body { font-family: 'Manrope', sans-serif; color: var(--bank-text); background: #fff; margin: 0; }
img  { max-width: 100%; height: auto; }
a    { text-decoration: none; color: inherit; }

/* ================================================================
   1. UTILITY BAR (top dark strip matching live site)
================================================================ */
.utility-bar {
  background: #0a1a35;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0;
  font-size: 12.5px;
  color: rgba(255,255,255,.8);
  min-height: 38px;
  flex-wrap: wrap;
}
.utility-bar__left  { display: flex; align-items: center; flex-wrap: wrap; }
.utility-bar__right { display: flex; align-items: center; gap: 2px; flex-wrap: wrap; }

.utility-bar__pay-btn {
  background: var(--bank-gold);
  color: #fff !important;
  font-weight: 700;
  font-size: 12px;
  padding: 9px 18px;
  text-transform: uppercase;
  letter-spacing: .5px;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  height: 38px;
  transition: background var(--transition);
}
.utility-bar__pay-btn:hover { background: #a88a38; }

.utility-bar__links { display: flex; align-items: center; }
.utility-bar__links a {
  color: rgba(255,255,255,.75);
  padding: 0 12px;
  font-size: 12.5px;
  font-weight: 500;
  border-right: 1px solid rgba(255,255,255,.12);
  height: 38px;
  display: inline-flex;
  align-items: center;
  transition: color var(--transition);
}
.utility-bar__links a:hover { color: var(--bank-gold); }

.utility-bar__phone {
  color: rgba(255,255,255,.85) !important;
  padding: 0 12px;
  font-weight: 600;
  font-size: 12.5px;
  border-right: 1px solid rgba(255,255,255,.12);
  height: 38px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.utility-bar__phone i { color: var(--bank-gold); }
.utility-bar__phone:hover { color: var(--bank-gold) !important; }

.utility-bar__branch {
  color: rgba(255,255,255,.75);
  padding: 0 12px;
  font-size: 12.5px;
  border-right: 1px solid rgba(255,255,255,.12);
  height: 38px;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.utility-bar__branch i { color: var(--bank-gold); }
.utility-bar__branch:hover { color: var(--bank-gold); }

.utility-bar__search-btn {
  background: none;
  border: none;
  border-right: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.75);
  padding: 0 12px;
  font-size: 12.5px;
  height: 38px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: color var(--transition);
}
.utility-bar__search-btn:hover { color: var(--bank-gold); }

.utility-bar__translate { padding: 0 10px; }
.utility-bar__translate .goog-te-gadget { color: transparent !important; }
.utility-bar__translate .goog-te-gadget select {
  background: transparent;
  border: 1px solid rgba(255,255,255,.25);
  color: rgba(255,255,255,.8);
  font-size: 11px;
  padding: 2px 4px;
  border-radius: 3px;
}

/* Search bar */
.site-search-bar {
  background: var(--bank-navy);
  padding: 0;
  max-height: 0;
  overflow: hidden;
  transition: max-height .3s ease, padding .3s ease;
}
.site-search-bar.open { max-height: 70px; padding: 12px 0; }
.site-search-bar__form { display: flex; gap: 0; }
.site-search-bar__input {
  flex: 1;
  padding: 10px 16px;
  border: none;
  border-radius: 4px 0 0 4px;
  font-size: 14px;
  outline: none;
}
.site-search-bar__submit {
  background: var(--bank-gold);
  border: none;
  color: #fff;
  padding: 0 20px;
  cursor: pointer;
  font-size: 14px;
}
.site-search-bar__close {
  background: rgba(255,255,255,.15);
  border: none;
  color: #fff;
  padding: 0 14px;
  cursor: pointer;
  border-radius: 0 4px 4px 0;
  font-size: 14px;
}

/* ================================================================
   2. IDENTITY BAR (logo + bank name + mobile banking)
================================================================ */
.identity-bar {
  background: var(--bank-white);
  border-bottom: 1px solid var(--bank-border);
  padding: 12px 0;
}
.identity-bar__inner {
  display: flex;
  align-items: center;
  gap: 20px;
}
.identity-bar__logo img {
  height: 80px;
  width: auto;
  flex-shrink: 0;
}
.identity-bar__name { flex: 1; }
.identity-bar__name h1 {
  font-size: 20px;
  font-weight: 800;
  color: var(--bank-navy);
  margin: 0 0 4px;
  line-height: 1.25;
}
@media (max-width: 991px) { .identity-bar__name h1 { font-size: 16px; } }
.identity-bar__reg {
  font-size: 12px;
  color: var(--bank-muted);
  margin: 0;
  font-weight: 500;
}
.identity-bar__actions { flex-shrink: 0; }
.identity-bar__mobile-btn {
  display: inline-flex;
  align-items: center;
  background: var(--bank-navy);
  color: #fff !important;
  padding: 12px 22px;
  border-radius: 4px;
  font-size: 13.5px;
  font-weight: 600;
  transition: background var(--transition);
  white-space: nowrap;
}
.identity-bar__mobile-btn:hover { background: var(--bank-blue); color: #fff !important; }

/* ================================================================
   3. MAIN NAV BAR (row 3 – the navigation menu)
================================================================ */
.main-nav {
  background: var(--bank-white);
  border-bottom: 3px solid var(--bank-gold);
  box-shadow: 0 3px 12px rgba(0,51,102,.08);
  position: sticky;
  top: 0;
  z-index: 500;
}
.main-nav .container { position: relative; }

.main-nav__list { gap: 0; }
.main-nav__list > li { position: relative; }
.main-nav__list > li > a {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 14px 13px;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--bank-navy);
  white-space: nowrap;
  transition: color var(--transition), background var(--transition);
}
.main-nav__list > li > a:hover,
.main-nav__list > li.active > a {
  color: var(--bank-gold);
  background: rgba(201,168,76,.06);
}
.main-nav__list > li.active > a { border-bottom: 3px solid var(--bank-gold); }

/* Dropdowns */
.main-nav__dropdown {
  position: absolute;
  top: 100%; left: 0;
  min-width: 220px;
  background: var(--bank-white);
  border-top: 3px solid var(--bank-gold);
  box-shadow: 0 12px 40px rgba(0,0,0,.14);
  border-radius: 0 0 6px 6px;
  padding: 6px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all .25s ease;
  z-index: 600;
  list-style: none;
  margin: 0;
}
.main-nav__list li.has-dropdown:hover .main-nav__dropdown {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.main-nav__dropdown li a {
  display: block;
  padding: 9px 20px;
  font-size: 13px;
  font-weight: 500;
  color: #333;
  border-left: 3px solid transparent;
  transition: all .2s ease;
}
.main-nav__dropdown li a:hover {
  color: var(--bank-gold);
  border-left-color: var(--bank-gold);
  background: #fafbff;
  padding-left: 26px;
}

/* Hamburger */
.main-nav__hamburger {
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  display: flex;
  flex-direction: column;
  gap: 5px;
  margin-left: auto;
  margin-right: 0;
  display: flex;
}
.main-nav__hamburger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--bank-navy);
  border-radius: 2px;
  transition: var(--transition);
}
.main-nav { padding: 0; }
.main-nav .container { display: flex; align-items: center; }

/* ================================================================
   LATEST UPDATES TICKER (below hero slider)
================================================================ */
.latest-updates {
  display: flex;
  align-items: center;
  background: #0a1a35;
  overflow: hidden;
  min-height: 42px;
}
.latest-updates__label {
  background: var(--bank-gold);
  color: #fff;
  font-weight: 700;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: .5px;
  padding: 0 18px;
  height: 42px;
  display: flex;
  align-items: center;
  white-space: nowrap;
  flex-shrink: 0;
  gap: 6px;
}
.latest-updates__ticker {
  flex: 1;
}
.latest-updates__ticker marquee a { color: rgba(255,255,255,.85); font-size: 13px; }
.latest-updates__ticker marquee a:hover { color: var(--bank-gold); }
.latest-updates__ticker marquee span { color: rgba(255,255,255,.75); font-size: 13px; }

/* ================================================================
   4. MOBILE NAV SIDEBAR – Dark Navy Theme
   NOTE: show/hide mechanics handled by modules.combined.css
   (wrapper slides via .expanded class toggled by custom.js).
   This section only overrides visual appearance.
================================================================ */

/* Dark sidebar panel */
.mobile-nav__content {
  background: #0d1b3e !important;
  padding: 30px 20px !important;
  box-shadow: 5px 0 30px rgba(0, 0, 0, 0.5) !important;
}

/* Close button: white, visible on dark bg */
.mobile-nav__close {
  color: rgba(255, 255, 255, 0.75) !important;
  font-size: 18px;
  transition: color var(--transition);
}
.mobile-nav__close:hover { color: var(--bank-gold, #c9a84c) !important; }

/* Logo */
.mobile-nav__logo img { height: 54px; margin-bottom: 16px; }

/* Contact info */
.mobile-nav__contact li {
  font-size: 13px;
  margin-bottom: 8px;
  color: rgba(255, 255, 255, 0.75);
}
.mobile-nav__contact a { color: rgba(255, 255, 255, 0.75); }
.mobile-nav__contact a:hover { color: var(--bank-gold, #c9a84c); }
.mobile-nav__contact i { color: var(--bank-gold, #c9a84c); margin-right: 7px; }

/* Nav list items */
.mobile-nav__list li {
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  position: relative;
}
.mobile-nav__list li a {
  display: block;
  padding: 12px 44px 12px 0;
  font-size: 14.5px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.92);
  transition: color var(--transition);
}
.mobile-nav__list li a:hover { color: var(--bank-gold, #c9a84c); }
.mobile-nav__list li.active > a { color: var(--bank-gold, #c9a84c); }

/* Dropdown toggle button */
.mobile-nav__list .dropdown-btn {
  position: absolute;
  right: 0; top: 7px;
  background: rgba(255, 255, 255, 0.12);
  border: none;
  width: 34px; height: 34px;
  border-radius: 4px;
  cursor: pointer;
  color: #fff;
  font-size: 13px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--transition);
}
.mobile-nav__list .dropdown-btn:hover { background: rgba(255, 255, 255, 0.25); }
.mobile-nav__list li.open > .dropdown-btn { background: var(--bank-gold, #c9a84c); color: #fff; }

/* Sub-menu – general fallback (end-of-file .mobile-nav__nav rules take precedence) */
.mobile-nav__list .sub-menu {
  display: none;
  padding: 0;
  margin: 0 0 6px 14px;
  border-left: 2px solid rgba(201, 168, 76, 0.4);
  list-style: none;
}
.mobile-nav__list .sub-menu li { border-bottom: 1px solid rgba(255,255,255,.06); }
.mobile-nav__list .sub-menu li:last-child { border-bottom: none; }
.mobile-nav__list .sub-menu li a {
  font-size: 13px !important;
  padding: 9px 4px 9px 12px !important;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.5;
}
.mobile-nav__list .sub-menu li a:hover { color: var(--bank-gold, #c9a84c); }
.mobile-nav__list li.open > .sub-menu { display: block; }

/* Bottom CTA button */
.mobile-nav__bottom .thm-btn {
  background: var(--bank-gold, #c9a84c);
  border-color: var(--bank-gold, #c9a84c);
  color: #fff !important;
  border-radius: 4px;
  padding: 12px;
  font-size: 14px;
}
.mobile-nav__bottom .thm-btn:hover { background: #a87f2e; border-color: #a87f2e; }

/* Social icons */
.mobile-nav__social li a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px; height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  font-size: 14px;
  transition: background var(--transition);
}
.mobile-nav__social li a:hover { background: var(--bank-gold, #c9a84c); }

/* ================================================================
   5. BUTTONS
================================================================ */
.thm-btn {
  display: inline-block;
  padding: 13px 32px;
  background: var(--bank-gold);
  color: #fff !important;
  font-size: 14px;
  font-weight: 600;
  border-radius: 4px;
  border: 2px solid var(--bank-gold);
  transition: all var(--transition);
  cursor: pointer;
  white-space: nowrap;
}
.thm-btn:hover {
  background: var(--bank-navy);
  border-color: var(--bank-navy);
  color: #fff !important;
}
.thm-btn-two {
  display: inline-block;
  padding: 13px 32px;
  background: transparent;
  color: var(--bank-navy) !important;
  font-size: 14px;
  font-weight: 600;
  border-radius: 4px;
  border: 2px solid var(--bank-navy);
  transition: all var(--transition);
  cursor: pointer;
  white-space: nowrap;
}
.thm-btn-two:hover {
  background: var(--bank-navy);
  color: #fff !important;
}

/* ================================================================
   6. SECTION UTILITIES
================================================================ */
.section-padding { padding: 80px 0; }
.bg-light-grey   { background: var(--bank-light); }

.section-title { margin-bottom: 0; }
.section-title__tagline {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  color: var(--bank-gold);
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 10px;
}
.section-title__heading {
  font-size: 34px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 14px;
  line-height: 1.25;
}
.section-title__text {
  font-size: 15px;
  color: var(--bank-muted);
  max-width: 620px;
  margin: 0 auto;
  line-height: 1.7;
}

/* ================================================================
   7. HERO SLIDER
================================================================ */
.hero-slider { position: relative; }
.hero-swiper  { width: 100%; }

.hero-slide {
  position: relative;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  min-height: 600px;
  display: flex;
  align-items: center;
}
@media (min-width: 992px) { .hero-slide { min-height: 680px; } }

.hero-slide__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to right, rgba(0,33,66,.82) 0%, rgba(0,33,66,.45) 60%, rgba(0,33,66,.1) 100%);
}
.hero-slide .container { position: relative; z-index: 2; }

.hero-slide__content { padding: 40px 0; }
.hero-slide__tagline {
  display: inline-block;
  background: var(--bank-gold);
  color: #fff;
  font-size: 13px;
  font-weight: 600;
  padding: 5px 16px;
  border-radius: 3px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 18px;
}
.hero-slide__title {
  font-size: 46px;
  font-weight: 700;
  color: #fff;
  line-height: 1.18;
  margin-bottom: 28px;
}
@media (max-width: 767px) { .hero-slide__title { font-size: 30px; } }
.hero-slide__btns { display: flex; flex-wrap: wrap; gap: 12px; }
.hero-btn { background: var(--bank-gold); border-color: var(--bank-gold); color: #fff !important; }
.hero-btn:hover { background: #fff; border-color: #fff; color: var(--bank-navy) !important; }

/* Swiper controls */
.hero-swiper__btn-prev,
.hero-swiper__btn-next {
  width: 46px; height: 46px;
  background: rgba(255,255,255,.2);
  border-radius: 50%;
  color: #fff !important;
  font-size: 14px !important;
  backdrop-filter: blur(4px);
  transition: background var(--transition);
}
.hero-swiper__btn-prev:hover,
.hero-swiper__btn-next:hover { background: var(--bank-gold); }
.hero-swiper__btn-prev::after,
.hero-swiper__btn-next::after { display: none; }

.hero-swiper__pagination .swiper-pagination-bullet {
  width: 10px; height: 10px;
  background: rgba(255,255,255,.5);
  opacity: 1;
}
.hero-swiper__pagination .swiper-pagination-bullet-active { background: var(--bank-gold); }

/* ================================================================
   8. COUNTER SECTION
================================================================ */
.counter-section {
  background: var(--bank-navy);
  padding: 0;
}
.counter-section__inner { padding: 0; }
.counter-box {
  padding: 36px 20px;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,.12);
  position: relative;
}
.counter-box:last-child { border-right: none; }
.counter-box__icon {
  font-size: 32px;
  color: var(--bank-gold);
  margin-bottom: 10px;
}
.counter-box__number {
  font-size: 42px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
  display: inline;
}
.counter-box__plus {
  font-size: 28px;
  font-weight: 700;
  color: var(--bank-gold);
  vertical-align: top;
  margin-top: 6px;
  display: inline;
}
.counter-box__label {
  font-size: 14px;
  color: rgba(255,255,255,.75);
  margin: 8px 0 0;
  font-weight: 500;
}
@media (max-width: 767px) {
  .counter-box { border-right: none; border-bottom: 1px solid rgba(255,255,255,.12); }
  .counter-box:last-child { border-bottom: none; }
}

/* ================================================================
   BENEFIT CARDS (icon grid)
================================================================ */
.benefit-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 16px 22px;
  height: 100%;
  transition: all var(--transition);
}
.benefit-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); transform: translateY(-4px); }
.benefit-card__icon {
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 14px;
}
.benefit-card__icon img { max-height: 56px; max-width: 56px; object-fit: contain; }
.benefit-card__icon i { font-size: 36px; color: var(--bank-gold); }
.benefit-card__title { font-size: 14px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }
.benefit-card__text { font-size: 12.5px; color: var(--bank-muted); margin: 0; line-height: 1.6; }

/* ================================================================
   9. LOAN CARDS
================================================================ */
.loan-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 28px;
  height: 100%;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.loan-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--bank-gold);
  transform: scaleX(0);
  transition: transform var(--transition);
  transform-origin: left;
}
.loan-card:hover { box-shadow: 0 12px 40px rgba(0,51,102,.12); transform: translateY(-4px); }
.loan-card:hover::before { transform: scaleX(1); }

.loan-card__icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 26px;
  color: var(--bank-gold);
  margin-bottom: 20px;
}
.loan-card__title {
  font-size: 18px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 10px;
}
.loan-card__text {
  font-size: 14px;
  color: var(--bank-muted);
  line-height: 1.65;
  margin-bottom: 14px;
}
.loan-card__features { margin-bottom: 20px; }
.loan-card__features li {
  font-size: 13.5px;
  color: var(--bank-text);
  padding: 3px 0;
}
.loan-card__features li i { color: var(--bank-gold); margin-right: 6px; }
.loan-card__btn { font-size: 13px; padding: 9px 22px; }

/* ================================================================
   10. WHY CHOOSE / FEATURE BOXES
================================================================ */
.feature-box {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 36px 24px;
  height: 100%;
  transition: all var(--transition);
}
.feature-box:hover { box-shadow: 0 10px 35px rgba(0,51,102,.1); transform: translateY(-4px); }
.feature-box__icon {
  width: 70px; height: 70px;
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  color: var(--bank-gold);
  margin: 0 auto 20px;
}
.feature-box__title {
  font-size: 17px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 10px;
}
.feature-box__text { font-size: 14px; color: var(--bank-muted); line-height: 1.65; margin: 0; }

/* ================================================================
   11. DEPOSIT CARDS
================================================================ */
.deposit-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 28px;
  height: 100%;
  transition: all var(--transition);
  position: relative;
  overflow: hidden;
}
.deposit-card:hover { box-shadow: 0 12px 40px rgba(0,51,102,.12); transform: translateY(-4px); }
.deposit-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: var(--bank-navy);
  transform: scaleX(0);
  transition: transform var(--transition);
}
.deposit-card:hover::after { transform: scaleX(1); }
.deposit-card__badge {
  display: inline-block;
  background: var(--bank-light);
  color: var(--bank-navy);
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 4px 12px;
  border-radius: 20px;
  margin-bottom: 14px;
}
.deposit-card__title {
  font-size: 18px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 10px;
}
.deposit-card__text { font-size: 14px; color: var(--bank-muted); line-height: 1.65; margin-bottom: 14px; }
.deposit-card__features { margin-bottom: 20px; }
.deposit-card__features li { font-size: 13.5px; color: var(--bank-text); padding: 3px 0; }
.deposit-card__features li i { color: var(--bank-gold); margin-right: 6px; }
.deposit-card__btn { font-size: 13px; padding: 9px 22px; }

/* ================================================================
   12. OFFER CARDS
================================================================ */
.offer-card {
  background: #fff;
  border-radius: 8px;
  overflow: hidden;
  border: 1px solid var(--bank-border);
  height: 100%;
  transition: box-shadow var(--transition);
}
.offer-card:hover { box-shadow: 0 10px 35px rgba(0,51,102,.12); }
.offer-card__img img { width: 100%; height: 200px; object-fit: cover; }
.offer-card__body { padding: 22px 24px; }
.offer-card__title { font-size: 17px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }
.offer-card__text { font-size: 14px; color: var(--bank-muted); margin-bottom: 10px; }
.offer-card__validity { font-size: 13px; color: var(--bank-muted); margin: 0; }
.offer-card__validity i { color: var(--bank-gold); }

/* ================================================================
   13. DIRECTOR CARDS
================================================================ */
.director-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  overflow: hidden;
  transition: all var(--transition);
}
.director-card:hover { box-shadow: 0 10px 35px rgba(0,51,102,.12); transform: translateY(-4px); }
.director-card__img {
  height: 240px;
  overflow: hidden;
  background: var(--bank-light);
}
.director-card__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.director-card:hover .director-card__img img { transform: scale(1.05); }
.director-card__info { padding: 18px 16px 20px; }
.director-card__name { font-size: 15px; font-weight: 700; color: var(--bank-navy); margin-bottom: 4px; }
.director-card__position { font-size: 13px; color: var(--bank-gold); font-weight: 500; }

/* ================================================================
   14. GALLERY ITEMS
================================================================ */
.gallery-item {
  display: block;
  position: relative;
  overflow: hidden;
  border-radius: 6px;
  aspect-ratio: 1;
}
.gallery-item img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s ease; }
.gallery-item:hover img { transform: scale(1.08); }
.gallery-item__overlay {
  position: absolute;
  inset: 0;
  background: rgba(0,51,102,.6);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transition: opacity var(--transition);
  font-size: 22px;
  color: #fff;
}
.gallery-item:hover .gallery-item__overlay { opacity: 1; }

/* ================================================================
   15. CTA BANNER
================================================================ */
.cta-banner {
  position: relative;
  padding: 70px 0;
  overflow: hidden;
}
.cta-banner__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
}
.cta-banner__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0,33,102,.92) 0%, rgba(16,48,121,.85) 100%);
}
.cta-banner .container { position: relative; z-index: 2; }
.cta-banner__title { font-size: 32px; font-weight: 700; color: #fff; margin-bottom: 12px; }
@media (max-width: 767px) { .cta-banner__title { font-size: 24px; } }
.cta-banner__text { font-size: 15px; color: rgba(255,255,255,.8); margin: 0; }
.cta-banner__btn { background: var(--bank-gold); border-color: var(--bank-gold); }
.cta-banner__btn:hover { background: #fff; border-color: #fff; color: var(--bank-navy) !important; }

/* ================================================================
   16. MAP SECTION
================================================================ */
.map-section { }
.map-section__inner iframe { display: block; }

/* ================================================================
   17. FOOTER
================================================================ */
.site-footer { background: #0a1a35; color: rgba(255,255,255,.75); }
.site-footer__upper { padding: 70px 0 50px; }
.footer-widget__logo img { max-height: 70px; }
.footer-widget__text { font-size: 14px; line-height: 1.75; color: rgba(255,255,255,.65); margin-bottom: 0; }
.footer-widget__title {
  font-size: 16px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 20px;
  padding-bottom: 10px;
  border-bottom: 2px solid var(--bank-gold);
  display: inline-block;
}
.footer-widget__links li { margin-bottom: 9px; }
.footer-widget__links li a {
  font-size: 13.5px;
  color: rgba(255,255,255,.65);
  transition: color var(--transition);
}
.footer-widget__links li a:hover { color: var(--bank-gold); padding-left: 4px; }
.footer-widget__links li i { color: var(--bank-gold); font-size: 11px; margin-right: 6px; }

.footer-social li a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px; height: 36px;
  background: rgba(255,255,255,.1);
  border-radius: 50%;
  color: #fff;
  font-size: 14px;
  transition: background var(--transition);
}
.footer-social li a:hover { background: var(--bank-gold); }

.footer-contact-info li {
  display: flex;
  gap: 14px;
  margin-bottom: 16px;
  align-items: flex-start;
}
.footer-contact-info__icon {
  width: 36px; height: 36px;
  background: rgba(201,168,76,.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--bank-gold);
  font-size: 14px;
  flex-shrink: 0;
  margin-top: 2px;
}
.footer-contact-info__label { display: block; font-size: 11px; color: var(--bank-gold); text-transform: uppercase; letter-spacing: 1px; font-weight: 600; margin-bottom: 2px; }
.footer-contact-info__content p, .footer-contact-info__content a { font-size: 13.5px; color: rgba(255,255,255,.7); margin: 0; }
.footer-contact-info__content a:hover { color: var(--bank-gold); }

.site-footer__bottom {
  background: rgba(0,0,0,.25);
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,.08);
}
.site-footer__bottom-text { font-size: 13.5px; color: rgba(255,255,255,.6); }
.site-footer__bottom-text strong { color: #fff; }
.footer-bottom-links li a { font-size: 13px; color: rgba(255,255,255,.55); transition: color var(--transition); }
.footer-bottom-links li a:hover { color: var(--bank-gold); }

/* ================================================================
   18. SCROLL TO TOP
================================================================ */
.scroll-to-top {
  position: fixed;
  bottom: 28px; right: 28px;
  width: 44px; height: 44px;
  background: var(--bank-gold);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  box-shadow: 0 4px 14px rgba(0,0,0,.25);
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  transition: all var(--transition);
  z-index: 999;
}
.scroll-to-top.show { opacity: 1; visibility: visible; transform: translateY(0); }
.scroll-to-top:hover { background: var(--bank-navy); color: #fff; }

/* ================================================================
   19. PAGE HEADER / BREADCRUMB
================================================================ */
.page-header {
  background: var(--bank-navy);
  padding: 50px 0 40px;
  position: relative;
  overflow: hidden;
}
.page-header::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('../images/backgrounds/breadcrumb-area-bg.jpg') center/cover no-repeat;
  opacity: .15;
}
.page-header .container { position: relative; z-index: 2; }
.page-header__title { font-size: 32px; font-weight: 700; color: #fff; margin: 0 0 10px; }
.breadcrumb { background: none; padding: 0; margin: 0; }
.breadcrumb-item { font-size: 14px; color: rgba(255,255,255,.65); }
.breadcrumb-item a { color: var(--bank-gold); }
.breadcrumb-item a:hover { color: #fff; }
.breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,.4); content: '/'; }
.breadcrumb-item.active { color: #fff; }

/* ================================================================
   20. INTERIOR PAGE CONTENT
================================================================ */
.inner-content-section { padding: 70px 0; }
.content-block h2 { font-size: 28px; font-weight: 700; color: var(--bank-navy); margin-bottom: 16px; }
.content-block h3 { font-size: 22px; font-weight: 600; color: var(--bank-navy); margin: 24px 0 12px; }
.content-block p  { font-size: 15px; color: var(--bank-text); line-height: 1.8; }

/* Interest rates table */
.rates-table { border-radius: 8px; overflow: hidden; border: 1px solid var(--bank-border); }
.rates-table thead th { background: var(--bank-navy); color: #fff; font-size: 13.5px; padding: 12px 16px; font-weight: 600; border: none; }
.rates-table tbody td { padding: 11px 16px; font-size: 14px; border-color: var(--bank-border); color: var(--bank-text); }
.rates-table tbody tr:hover { background: #f0f5fc; }
.rates-table tbody tr td strong { color: var(--bank-navy); }

/* Calculator cards */
.calculator-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 28px;
}
.calculator-card .form-label { font-size: 13.5px; font-weight: 600; color: var(--bank-navy); }
.calculator-card .form-control, .calculator-card .form-select {
  border-color: var(--bank-border);
  border-radius: 4px;
  font-size: 14px;
  padding: 10px 14px;
}
.calculator-card .form-control:focus, .calculator-card .form-select:focus {
  border-color: var(--bank-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,.15);
}
.calc-result-box {
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  color: #fff;
  border-radius: 8px;
  padding: 28px 24px;
  text-align: center;
}
.calc-result-box h4 { font-size: 15px; color: rgba(255,255,255,.75); margin-bottom: 8px; }
.calc-result-box .amount { font-size: 36px; font-weight: 700; color: var(--bank-gold); }

/* Contact form */
.contact-form-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 36px 32px;
}
.contact-form-card .form-control, .contact-form-card .form-select, .contact-form-card textarea {
  border-color: var(--bank-border);
  border-radius: 4px;
  font-size: 14px;
  padding: 10px 14px;
}
.contact-form-card .form-control:focus, .contact-form-card textarea:focus {
  border-color: var(--bank-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,.15);
}

/* Info boxes */
.info-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
  height: 100%;
}
.info-card__icon { font-size: 28px; color: var(--bank-gold); margin-bottom: 12px; }
.info-card__title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }
.info-card__text { font-size: 14px; color: var(--bank-muted); margin: 0; }

/* Download items */
.download-item {
  display: flex;
  align-items: center;
  gap: 16px;
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 6px;
  padding: 16px 20px;
  margin-bottom: 10px;
  transition: box-shadow var(--transition);
}
.download-item:hover { box-shadow: 0 4px 16px rgba(0,51,102,.08); }
.download-item__icon { font-size: 26px; color: var(--bank-navy); flex-shrink: 0; }
.download-item__info { flex: 1; }
.download-item__title { font-size: 14px; font-weight: 600; color: var(--bank-navy); margin: 0 0 2px; }
.download-item__meta  { font-size: 12px; color: var(--bank-muted); margin: 0; }
.download-item__btn   { font-size: 12px; padding: 7px 16px; flex-shrink: 0; }

/* Branch card */
.branch-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
  height: 100%;
  transition: box-shadow var(--transition);
}
.branch-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); }
.branch-card__name { font-size: 17px; font-weight: 700; color: var(--bank-navy); margin-bottom: 14px; }
.branch-card__row  { display: flex; gap: 10px; margin-bottom: 8px; font-size: 13.5px; color: var(--bank-text); }
.branch-card__row i { color: var(--bank-gold); width: 16px; flex-shrink: 0; margin-top: 2px; }
.branch-card.is-head-office { border-top: 3px solid var(--bank-gold); }

/* Notification / career items */
.notification-item {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-left: 4px solid var(--bank-gold);
  border-radius: 0 6px 6px 0;
  padding: 16px 20px;
  margin-bottom: 10px;
  transition: box-shadow var(--transition);
}
.notification-item:hover { box-shadow: 0 4px 14px rgba(0,51,102,.08); }
.notification-item__title { font-size: 15px; font-weight: 600; color: var(--bank-navy); margin-bottom: 4px; }
.notification-item__date  { font-size: 12px; color: var(--bank-muted); }

/* ================================================================
   21. ADMIN PLACEHOLDER (prevent flash of unstyled admin)
================================================================ */
/* (Admin has its own layout; nothing needed here) */

/* ================================================================
   22. MAIN SLIDER (live-site matching hero)
================================================================ */
.main-slider { position: relative; }
.main-slider-swiper { width: 100%; }
.main-slider__slide {
  position: relative;
  background-size: cover;
  background-position: center;
  min-height: 600px;
  display: flex;
  align-items: center;
  padding: 120px 0 80px;
}
.main-slider__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(100deg, rgba(10,26,53,0.85) 0%, rgba(10,26,53,0.5) 100%);
}
.main-slider__content {
  position: relative;
  z-index: 2;
}
.main-slider__sub-title {
  font-size: 16px;
  color: var(--bank-gold);
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.main-slider__title {
  font-size: 46px;
  font-weight: 700;
  color: #fff;
  line-height: 1.2;
  margin-bottom: 30px;
}
.main-slider__btn-box { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.main-slider__btn {
  background: var(--bank-gold);
  color: #fff;
  padding: 14px 36px;
  font-size: 15px;
  font-weight: 600;
  border-radius: 0;
  display: inline-block;
  transition: background var(--transition);
}
.main-slider__btn:hover { background: #a87f2e; color: #fff; }
.main-slider__btn-two {
  color: #fff;
  font-size: 15px;
  font-weight: 600;
  border: 2px solid rgba(255,255,255,.6);
  padding: 12px 30px;
  transition: all var(--transition);
}
.main-slider__btn-two:hover { border-color: var(--bank-gold); color: var(--bank-gold); }
.main-slider-swiper__btn-prev,
.main-slider-swiper__btn-next {
  color: #fff;
  background: rgba(255,255,255,.12);
  width: 48px; height: 48px;
  border-radius: 0;
  font-size: 16px;
  transition: background var(--transition);
}
.main-slider-swiper__btn-prev:hover,
.main-slider-swiper__btn-next:hover { background: var(--bank-gold); }
.main-slider-swiper__btn-prev::after,
.main-slider-swiper__btn-next::after { display: none; }

/* ================================================================
   23. SECTION TITLE (sec-title)
================================================================ */
.sec-title { margin-bottom: 10px; }
.sec-title .sub-title p {
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--bank-gold);
  margin-bottom: 8px;
  display: inline-block;
  padding: 4px 16px;
  background: rgba(201,168,76,.1);
  border-left: 3px solid var(--bank-gold);
}
.sec-title h2 {
  font-size: 38px;
  font-weight: 900;
  color: #111827;
  margin-bottom: 12px;
  line-height: 1.25;
}
.sec-title--white h2 { color: #fff; }
.sec-title--white .sub-title p { color: var(--bank-gold); }
.sec-title--white p { color: rgba(255,255,255,.8); }

/* ================================================================
   24. INVESTMENT OPPORTUNITIES
================================================================ */
.invest-opportunities { background: #fff; }
.invest-opportunities__senior-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: #fff8e6;
  border: 1px solid #f0c040;
  color: #c47f00;
  font-size: 13.5px;
  font-weight: 600;
  padding: 6px 18px;
  border-radius: 30px;
  margin-top: 10px;
}
.invest-opp-info__tag {
  font-size: 12px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--bank-gold);
  font-weight: 700;
  margin-bottom: 10px;
}
.invest-opp-info__title {
  font-size: 28px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 14px;
}
.invest-opp-info__text { color: var(--bank-text); margin-bottom: 18px; line-height: 1.75; }
.invest-opp-info__list li {
  color: var(--bank-text);
  margin-bottom: 8px;
  font-size: 14px;
}
.invest-opp-info__list i { color: var(--bank-gold); margin-right: 8px; }
.invest-opp-info__inner { background: var(--bank-light); padding: 30px; border-left: 4px solid var(--bank-gold); }
.invest-opp-info__sub-title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 6px; margin-top: 16px; }
.invest-opp-info__sub-title:first-child { margin-top: 0; }
.invest-scheme-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 30px;
  border-top: 3px solid var(--bank-navy);
  height: 100%;
  transition: box-shadow var(--transition);
}
.invest-scheme-card--alt { border-top-color: var(--bank-gold); }
.invest-scheme-card:hover { box-shadow: 0 8px 30px rgba(0,51,102,.1); }
.invest-scheme-card__head h4 { font-size: 12px; letter-spacing: 1.5px; text-transform: uppercase; color: var(--bank-gold); font-weight: 700; margin-bottom: 6px; }
.invest-scheme-card__head h3 { font-size: 22px; font-weight: 700; color: var(--bank-navy); margin-bottom: 14px; }
.invest-scheme-card__text { color: var(--bank-text); font-size: 14px; line-height: 1.7; margin-bottom: 16px; }
.invest-scheme-card__list li { font-size: 14px; color: var(--bank-text); margin-bottom: 7px; }
.invest-scheme-card__list i { color: var(--bank-gold); margin-right: 7px; }

/* ================================================================
   25. APPLICATION FORMS & MISSION
================================================================ */
.app-forms-list { display: flex; flex-direction: column; gap: 12px; }
.app-form-item {
  display: flex;
  align-items: center;
  gap: 14px;
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 14px 18px;
  border-left: 3px solid var(--bank-gold);
  transition: box-shadow var(--transition);
}
.app-form-item:hover { box-shadow: 0 4px 14px rgba(0,51,102,.07); }
.app-form-item__icon {
  width: 40px; height: 40px;
  background: rgba(201,168,76,.12);
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
  color: var(--bank-gold);
  font-size: 16px;
  flex-shrink: 0;
}
.app-form-item__info h4 { font-size: 14px; font-weight: 600; color: var(--bank-navy); margin-bottom: 3px; }
.app-form-item__link { font-size: 12.5px; color: var(--bank-gold); font-weight: 600; }
.app-form-item__link:hover { color: var(--bank-navy); }
.acts-section__title { font-size: 15px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.acts-item { display: flex; align-items: flex-start; gap: 10px; font-size: 13.5px; color: var(--bank-text); }
.acts-item i { color: var(--bank-gold); margin-top: 2px; }
.acts-item__link { color: var(--bank-gold); font-size: 12.5px; font-weight: 600; }
.mission-box {
  background: var(--bank-navy);
  color: #fff;
  padding: 36px 40px;
  height: 100%;
  border-radius: 0;
}
.mission-box__quote {
  font-style: italic;
  font-size: 15px;
  color: rgba(255,255,255,.85);
  margin-bottom: 20px;
  padding-left: 20px;
  border-left: 3px solid var(--bank-gold);
}
.mission-box__quote i { font-size: 20px; color: var(--bank-gold); margin-right: 6px; }
.mission-box__quote span { display: block; font-size: 12.5px; color: var(--bank-gold); font-style: normal; margin-top: 6px; }
.mission-box__tagline { margin-bottom: 20px; }
.mission-box__tagline h3 { color: var(--bank-gold); font-size: 20px; font-weight: 700; margin-bottom: 6px; }
.mission-box__tagline p { color: rgba(255,255,255,.8); font-size: 14px; }
.mission-box__body p { color: rgba(255,255,255,.78); font-size: 14px; line-height: 1.75; margin-bottom: 12px; }
.mission-box__list li { color: rgba(255,255,255,.85); font-size: 14px; margin-bottom: 8px; }
.mission-box__list i { color: var(--bank-gold); margin-right: 8px; }

/* ================================================================
   26. SAVINGS & INVESTMENT PLANS (6 cards)
================================================================ */
.savings-plans { background: #fff; }
.savings-plans__intro { color: var(--bank-text); font-size: 15px; max-width: 700px; margin: 0 auto; }
.savings-plan-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 28px 24px;
  height: 100%;
  position: relative;
  transition: all var(--transition);
  overflow: hidden;
}
.savings-plan-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%; height: 3px;
  background: var(--bank-navy);
  transition: background var(--transition);
}
.savings-plan-card:hover { box-shadow: 0 8px 30px rgba(0,51,102,.1); transform: translateY(-4px); }
.savings-plan-card:hover::before { background: var(--bank-gold); }
.savings-plan-card__icon {
  width: 52px; height: 52px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 14px;
  font-size: 20px;
  color: var(--bank-blue);
  transition: all var(--transition);
}
.savings-plan-card:hover .savings-plan-card__icon { background: var(--bank-gold); color: #fff; }
.savings-plan-card__tag {
  font-size: 11px; font-weight: 700; letter-spacing: 1px;
  text-transform: uppercase; color: var(--bank-gold);
  margin-bottom: 6px; display: block;
}
.savings-plan-card__title { font-size: 17px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.savings-plan-card__desc { font-size: 13.5px; color: var(--bank-muted); margin-bottom: 14px; line-height: 1.65; }
.savings-plan-card__list li { font-size: 13px; color: var(--bank-text); margin-bottom: 6px; }
.savings-plan-card__list i { color: var(--bank-gold); margin-right: 6px; font-size: 12px; }
.savings-plan-card__link {
  font-size: 13px; font-weight: 700; color: var(--bank-blue);
  margin-top: 14px; display: inline-flex; align-items: center; gap: 5px;
  transition: color var(--transition);
}
.savings-plan-card__link:hover { color: var(--bank-gold); }

/* ================================================================
   27. BENEFITS SECTION (dark navy bg)
================================================================ */
.bg-navy { background: var(--bank-navy) !important; }
.benefits-section { background: var(--bank-navy); }
.benefits-section__intro { color: rgba(255,255,255,.8); font-size: 15px; }
.benefit-icon-card { padding: 20px 12px; }
.benefit-icon-card__img {
  width: 70px; height: 70px;
  background: rgba(255,255,255,.1);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
  padding: 14px;
  transition: background var(--transition);
}
.benefit-icon-card__img img { width: 42px; height: 42px; object-fit: contain; filter: brightness(0) invert(1); }
.benefit-icon-card:hover .benefit-icon-card__img { background: var(--bank-gold); }
.benefit-icon-card__title { font-size: 14px; font-weight: 700; color: #fff; margin-bottom: 6px; }
.benefit-icon-card__text { font-size: 12.5px; color: rgba(255,255,255,.7); line-height: 1.6; }

/* ================================================================
   28. DIGITAL WORLD
================================================================ */
.digital-world { background: #fff; }
.digital-world__text { color: var(--bank-text); font-size: 15px; line-height: 1.75; max-width: 500px; }
.digital-world__btn-box { display: flex; gap: 16px; flex-wrap: wrap; }
.digital-world__store-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--bank-navy);
  color: #fff;
  padding: 12px 22px;
  border-radius: 6px;
  transition: background var(--transition);
}
.digital-world__store-btn:hover { background: var(--bank-gold); color: #fff; }
.digital-world__store-btn i { font-size: 22px; }
.digital-world__store-btn span { display: block; font-size: 10px; color: rgba(255,255,255,.7); }
.digital-world__store-btn strong { display: block; font-size: 14px; font-weight: 700; }
.digital-world__img img { max-width: 380px; width: 100%; }

/* ================================================================
   29. LOAN SCHEMES WITH IMAGES
================================================================ */
.loan-schemes { background: var(--bank-light); }
.loan-schemes__intro { color: var(--bank-text); font-size: 15px; max-width: 700px; margin: 0 auto; }
.loan-img-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  overflow: hidden;
  transition: box-shadow var(--transition);
}
.loan-img-card:hover { box-shadow: 0 8px 30px rgba(0,51,102,.12); }
.loan-img-card__img { position: relative; overflow: hidden; }
.loan-img-card__img img {
  width: 100%; height: 200px;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.loan-img-card:hover .loan-img-card__img img { transform: scale(1.05); }
.loan-img-card__overlay {
  position: absolute;
  inset: 0;
  background: rgba(10,26,53,.6);
  opacity: 0;
  display: flex; align-items: center; justify-content: center;
  transition: opacity var(--transition);
}
.loan-img-card:hover .loan-img-card__overlay { opacity: 1; }
.loan-img-card__link {
  width: 44px; height: 44px;
  background: var(--bank-gold);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
}
.loan-img-card__body { padding: 18px 20px; }
.loan-img-card__title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }
.loan-img-card__text { font-size: 13px; color: var(--bank-muted); line-height: 1.65; margin-bottom: 14px; }
.loan-img-card__btn {
  font-size: 13px; font-weight: 700;
  color: var(--bank-blue);
  display: inline-flex; align-items: center; gap: 5px;
  transition: color var(--transition);
}
.loan-img-card__btn:hover { color: var(--bank-gold); }

/* ================================================================
   30. DOWNLOAD FORMS
================================================================ */
.download-forms { background: #fff; }
.download-forms__intro { color: var(--bank-text); font-size: 15px; max-width: 600px; margin: 0 auto; }
.download-form-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 30px 24px;
  text-align: center;
  height: 100%;
  transition: all var(--transition);
  border-top: 3px solid var(--bank-navy);
}
.download-form-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); border-top-color: var(--bank-gold); transform: translateY(-4px); }
.download-form-card__icon {
  width: 64px; height: 64px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 16px;
  font-size: 24px;
  color: var(--bank-blue);
  transition: all var(--transition);
}
.download-form-card:hover .download-form-card__icon { background: var(--bank-gold); color: #fff; }
.download-form-card__title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.download-form-card__desc { font-size: 13.5px; color: var(--bank-muted); margin-bottom: 18px; line-height: 1.65; }
.download-form-card__btn {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 13px; font-weight: 700;
  color: var(--bank-gold);
  transition: color var(--transition);
}
.download-form-card__btn:hover { color: var(--bank-navy); }

/* ================================================================
   31. GALLERY SECTION
================================================================ */
.gallery-section { background: var(--bank-light); }
.gallery-section__intro { color: var(--bank-text); font-size: 15px; max-width: 650px; margin: 0 auto; }
.gallery-img-item {
  position: relative;
  display: block;
  overflow: hidden;
}
.gallery-img-item img {
  width: 100%; height: 220px;
  object-fit: cover;
  transition: transform 0.5s ease;
}
.gallery-img-item:hover img { transform: scale(1.08); }
.gallery-img-item__overlay {
  position: absolute;
  inset: 0;
  background: rgba(16,48,121,.6);
  display: flex; align-items: center; justify-content: center;
  opacity: 0;
  transition: opacity var(--transition);
  color: #fff;
  font-size: 22px;
}
.gallery-img-item:hover .gallery-img-item__overlay { opacity: 1; }

/* ================================================================
   32. PIGMY STEPS
================================================================ */
.pigmy-steps { background: #fff; }
.pigmy-steps__text { color: var(--bank-text); font-size: 15px; line-height: 1.75; max-width: 480px; }
.pigmy-steps__steps { display: flex; flex-direction: column; gap: 24px; }
.pigmy-step { display: flex; align-items: flex-start; gap: 16px; }
.pigmy-step__num {
  width: 50px; height: 50px;
  flex-shrink: 0;
  background: var(--bank-navy);
  color: #fff;
  font-size: 18px;
  font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  border-radius: 50%;
}
.pigmy-step__info h4 { font-size: 15px; font-weight: 700; color: var(--bank-navy); margin-bottom: 5px; }
.pigmy-step__info p { font-size: 13.5px; color: var(--bank-muted); line-height: 1.65; margin-bottom: 0; }
.pigmy-steps__img { max-width: 360px; width: 100%; }

/* ================================================================
   33. LEADERSHIP / DIRECTORS
================================================================ */
.leadership-section { background: var(--bank-light); }
.leadership-section__intro { color: var(--bank-text); font-size: 15px; max-width: 680px; margin: 0 auto; }
.director-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 20px 14px;
  transition: box-shadow var(--transition);
}
.director-card:hover { box-shadow: 0 6px 20px rgba(0,51,102,.1); }
.director-card__img {
  width: 80px; height: 80px;
  margin: 0 auto 12px;
  border-radius: 50%;
  overflow: hidden;
  border: 3px solid var(--bank-gold);
}
.director-card__img img { width: 100%; height: 100%; object-fit: cover; }
.director-card__name {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 4px;
  text-transform: uppercase;
  letter-spacing: .5px;
}
.director-card__position {
  font-size: 12px;
  color: var(--bank-gold);
  font-weight: 600;
  display: block;
}

/* ================================================================
   34. DIGITAL BANKING SERVICES
================================================================ */
.digital-banking { background: #fff; }
.digital-banking__intro { color: var(--bank-text); font-size: 15px; max-width: 680px; margin: 0 auto; }
.digital-service-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 28px 16px;
  border: 1px solid var(--bank-border);
  transition: all var(--transition);
  color: var(--bank-text);
}
.digital-service-card:hover {
  box-shadow: 0 8px 26px rgba(0,51,102,.1);
  transform: translateY(-4px);
  border-color: var(--bank-gold);
  color: var(--bank-navy);
}
.digital-service-card__icon {
  width: 64px; height: 64px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  color: var(--bank-blue);
  margin-bottom: 14px;
  transition: all var(--transition);
}
.digital-service-card:hover .digital-service-card__icon { background: var(--bank-gold); color: #fff; }
.digital-service-card__title { font-size: 14px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }
.digital-service-card__desc { font-size: 12.5px; color: var(--bank-muted); line-height: 1.6; }

/* ================================================================
   35. SUPPORT SECTION
================================================================ */
.support-section { background: var(--bank-light); }
.support-section__intro { color: var(--bank-text); font-size: 15px; max-width: 600px; margin: 0 auto; }
.support-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  padding: 36px 28px;
  height: 100%;
  transition: box-shadow var(--transition);
}
.support-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); }
.support-card__icon {
  width: 64px; height: 64px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px;
  color: var(--bank-blue);
  margin: 0 auto 16px;
}
.support-card__title { font-size: 18px; font-weight: 700; color: var(--bank-navy); margin-bottom: 12px; }
.support-card__text { font-size: 14px; color: var(--bank-text); line-height: 1.75; }
.support-card__text a { color: var(--bank-blue); }
.support-card__text a:hover { color: var(--bank-gold); }

/* ================================================================
   36. FOOTER REDESIGN (5-column live-site style)
================================================================ */
.site-footer {
  background: #0a1a35;
  color: rgba(255,255,255,.75);
  position: relative;
  overflow: hidden;
}
.site-footer__shape {
  position: absolute;
  right: 0; top: 0;
  opacity: .08;
  pointer-events: none;
}
.site-footer__upper { padding: 70px 0 50px; }
.footer-widget--brand {}
.footer-brand-info {
  display: flex; align-items: flex-start; gap: 10px;
  font-size: 13px; color: rgba(255,255,255,.75);
  margin-bottom: 4px;
}
.footer-brand-info i { color: var(--bank-gold); margin-top: 2px; width: 16px; }
.footer-brand-info__label { display: block; font-weight: 600; color: #fff; font-size: 13.5px; }
.footer-brand-info a { color: rgba(255,255,255,.75); }
.footer-brand-info a:hover { color: var(--bank-gold); }
.footer-links-row { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 14px; }
.footer-links-row a {
  font-size: 12px; font-weight: 600;
  padding: 5px 12px;
  border: 1px solid rgba(255,255,255,.2);
  color: rgba(255,255,255,.75);
  transition: all var(--transition);
}
.footer-links-row a:hover { border-color: var(--bank-gold); color: var(--bank-gold); }
.footer-widget__title {
  font-size: 15px;
  font-weight: 700;
  color: #fff;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 1px solid rgba(255,255,255,.1);
  position: relative;
}
.footer-widget__title::after {
  content: '';
  position: absolute;
  bottom: -1px; left: 0;
  width: 36px; height: 2px;
  background: var(--bank-gold);
}
.footer-widget__links li { margin-bottom: 9px; }
.footer-widget__links a {
  font-size: 13px;
  color: rgba(255,255,255,.7);
  transition: color var(--transition);
  display: inline-flex; align-items: center; gap: 6px;
}
.footer-widget__links a::before {
  content: '›';
  color: var(--bank-gold);
  font-size: 16px;
  font-weight: 700;
}
.footer-widget__links a:hover { color: var(--bank-gold); padding-left: 4px; }
.site-footer__bottom {
  background: rgba(0,0,0,.25);
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,.07);
}
.site-footer__bottom-text {
  font-size: 13px;
  color: rgba(255,255,255,.6);
}
.site-footer__bottom-text a { color: var(--bank-gold); }
.site-footer__bottom-text strong { color: rgba(255,255,255,.85); }
.footer-bottom-links a { font-size: 12.5px; color: rgba(255,255,255,.55); }
.footer-bottom-links a:hover { color: var(--bank-gold); }

/* ================================================================
   37. RESPONSIVE FIXES
================================================================ */
@media (max-width: 1199px) {
  .main-nav__list { display: none; }
}
@media (max-width: 991px) {
  .section-padding { padding: 60px 0; }
  .sec-title h2 { font-size: 28px; }
  .main-slider__slide { min-height: 480px; }
  .main-slider__title { font-size: 32px; }
  .mission-box { padding: 30px 24px; }
}
@media (max-width: 767px) {
  .section-padding { padding: 50px 0; }
  .main-slider__title { font-size: 26px; }
  .main-slider__slide { min-height: 400px; padding: 100px 0 60px; }
  .invest-opp-info__inner { margin-top: 20px; }
  .digital-world__img img { max-width: 260px; }
  .pigmy-steps__img { max-width: 260px; }
  .main-slider__btn-box { flex-direction: column; align-items: flex-start; gap: 12px; }
  .digital-world__btn-box { flex-direction: column; }
}

/* ================================================================
   38. LOAN & DEPOSIT CARD EXTENDED CLASSES
================================================================ */
/* Full-height card variant */
.loan-card--full, .deposit-card--full {
  display: flex;
  flex-direction: column;
}

/* Image wrapper inside card */
.loan-card__img, .deposit-card__img {
  overflow: hidden;
  border-radius: 8px 8px 0 0;
  flex-shrink: 0;
}
.loan-card__img img, .deposit-card__img img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}

/* Icon wrap (when no image) */
.loan-card__icon-wrap, .deposit-card__icon-wrap {
  width: 70px; height: 70px;
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  color: var(--bank-gold);
  margin-bottom: 20px;
}

/* Card body */
.loan-card__body, .deposit-card__body {
  flex: 1;
  display: flex;
  flex-direction: column;
  padding: 20px 0 0;
}

/* ================================================================
   39. PROCESS STEPS (loan application steps)
================================================================ */
.process-step {
  padding: 20px 10px;
}
.process-step__number {
  font-size: 48px;
  font-weight: 800;
  color: rgba(16,48,121,.12);
  line-height: 1;
  margin-bottom: 8px;
}
.process-step__icon {
  width: 64px; height: 64px;
  background: var(--bank-navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--bank-gold);
  margin: 0 auto 16px;
}
.process-step__title {
  font-size: 16px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 8px;
}

/* ================================================================
   40. CTA BARS (loan calculator, interest rates)
================================================================ */
.loan-calculator-cta, .rates-cta-bar {
  background: linear-gradient(135deg, var(--bank-navy) 0%, var(--bank-blue) 100%);
  color: #fff;
  border-radius: 8px;
}
.loan-calculator-cta h4, .rates-cta-bar h4 { color: #fff; }
.loan-calculator-cta p, .rates-cta-bar p { color: rgba(255,255,255,.8); }

/* ================================================================
   41. LOAN DETAIL PAGE
================================================================ */
.loan-detail { }
.loan-detail__banner img { border-radius: 8px; }
.loan-detail__title { font-size: 28px; font-weight: 700; color: var(--bank-navy); }
.loan-detail__lead { font-size: 16px; color: var(--bank-muted); line-height: 1.7; }
.loan-detail__content h2,
.loan-detail__content h3 { color: var(--bank-navy); margin: 20px 0 12px; }
.loan-detail__content p   { color: var(--bank-text); line-height: 1.8; }
.loan-detail__features-title,
.loan-detail__docs-title {
  font-size: 20px; font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid var(--bank-border);
}
.feature-item {
  background: var(--bank-light);
  padding: 10px 14px;
  border-radius: 6px;
  font-size: 14px;
  color: var(--bank-text);
}
.list-styled { padding-left: 20px; }
.list-styled li { font-size: 14px; color: var(--bank-text); margin-bottom: 5px; }

/* Loan Sidebar */
.loan-sidebar__card, .deposit-sidebar__card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-top: 3px solid var(--bank-gold);
  border-radius: 8px;
  padding: 28px 24px;
}
.loan-sidebar__title, .deposit-sidebar__title {
  font-size: 18px; font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 1px solid var(--bank-border);
}
.loan-apply-form .form-label { font-size: 13px; font-weight: 600; color: var(--bank-navy); }
.loan-apply-form .form-control {
  border-color: var(--bank-border);
  font-size: 13.5px;
  padding: 9px 14px;
  border-radius: 4px;
}
.loan-apply-form .form-control:focus {
  border-color: var(--bank-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,.15);
}
.loan-sidebar__quick, .deposit-sidebar__quick {
  background: var(--bank-light);
  border-radius: 8px;
  padding: 20px 24px;
}
.loan-sidebar__quick-title, .deposit-sidebar__quick-title {
  font-size: 15px; font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 14px;
}
.loan-sidebar__quick ul li,
.deposit-sidebar__quick ul li { margin-bottom: 8px; }
.loan-sidebar__quick ul li a,
.deposit-sidebar__quick ul li a {
  font-size: 13.5px; color: var(--bank-text);
  transition: color .2s;
}
.loan-sidebar__quick ul li a:hover,
.deposit-sidebar__quick ul li a:hover { color: var(--bank-gold); }
.loan-sidebar__quick ul li a i,
.deposit-sidebar__quick ul li a i { color: var(--bank-gold); width: 18px; }

/* ================================================================
   42. DEPOSIT DETAIL PAGE
================================================================ */
.deposit-detail { }
.deposit-detail__title { font-size: 28px; font-weight: 700; color: var(--bank-navy); }
.deposit-detail__lead { font-size: 16px; color: var(--bank-muted); line-height: 1.7; }
.deposit-detail__content h2,
.deposit-detail__content h3 { color: var(--bank-navy); margin: 20px 0 12px; }
.deposit-detail__content p   { color: var(--bank-text); line-height: 1.8; }
.deposit-detail__features-title,
.deposit-sidebar__info li { display: flex; gap: 14px; margin-bottom: 14px; align-items: flex-start; }
.deposit-sidebar__info li i { color: var(--bank-gold); font-size: 18px; margin-top: 3px; }
.deposit-sidebar__info li strong { display: block; font-size: 13px; color: var(--bank-navy); font-weight: 700; }
.deposit-sidebar__info li span { font-size: 13px; color: var(--bank-muted); }

/* ================================================================
   43. BRANCH CARD EXTENDED CLASSES
================================================================ */
.branch-card__header { margin-bottom: 12px; }
.branch-card__type-badge {
  display: inline-block;
  background: var(--bank-navy);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 3px 10px;
  border-radius: 3px;
  margin-bottom: 6px;
}
.branch-card__body { }
.branch-card__info li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: 13.5px;
  color: var(--bank-text);
  margin-bottom: 7px;
}
.branch-card__info li i { color: var(--bank-gold); width: 16px; flex-shrink: 0; margin-top: 2px; }
.branch-card__info li a { color: var(--bank-text); }
.branch-card__info li a:hover { color: var(--bank-gold); }
.branch-card__map { margin-top: 14px; padding-top: 12px; border-top: 1px solid var(--bank-border); }
.branch-map-toggle { font-size: 13px; color: var(--bank-gold); font-weight: 600; }
.branch-map-toggle:hover { color: var(--bank-navy); }
.branch-filter-tabs { gap: 6px; margin-bottom: 24px; flex-wrap: wrap; }
.branch-filter-tabs .nav-link {
  background: #fff;
  border: 1px solid var(--bank-border);
  color: var(--bank-navy);
  font-size: 13px;
  font-weight: 600;
  padding: 7px 20px;
  border-radius: 4px;
  transition: all .2s;
}
.branch-filter-tabs .nav-link.active,
.branch-filter-tabs .nav-link:hover {
  background: var(--bank-gold);
  border-color: var(--bank-gold);
  color: #fff;
}

/* ================================================================
   44. DIRECTOR / MANAGEMENT CARD EXTENDED
================================================================ */
.director-card__photo {
  display: flex;
  justify-content: center;
  align-items: center;
}
.director-card__bio { font-size: 13px; color: var(--bank-muted); }
.directors-section { background: var(--bank-light); }
.director-card-full {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  overflow: hidden;
  transition: box-shadow .3s;
}
.director-card-full:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); }
.director-card-full__img { height: 260px; overflow: hidden; background: var(--bank-light); }
.director-card-full__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .4s; }
.director-card-full:hover .director-card-full__img img { transform: scale(1.05); }
.director-card-full__body { padding: 20px; }
.director-card-full__name { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 4px; }
.director-card-full__position { font-size: 13px; color: var(--bank-gold); font-weight: 600; margin-bottom: 10px; }
.director-card-full__bio { font-size: 13.5px; color: var(--bank-muted); line-height: 1.65; }

/* ================================================================
   45. COMPLAINT / GRIEVANCE PAGE
================================================================ */
.complaint-page, .complaint-section { }
.complaint-form-card, .complaint-form-wrapper {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 36px 32px;
}
.complaint-form-card__title {
  font-size: 20px; font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 10px;
}
.grievance-info-card {
  background: var(--bank-light);
  border-left: 4px solid var(--bank-gold);
  padding: 24px 20px;
  border-radius: 0 6px 6px 0;
  margin-bottom: 20px;
}
.grievance-info-card h4 { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.grievance-info-card p, .grievance-info-card li { font-size: 13.5px; color: var(--bank-text); }
.grievance-escalation-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px 20px;
  margin-bottom: 20px;
}
.grievance-escalation-card h5 { font-size: 15px; font-weight: 700; color: var(--bank-navy); margin-bottom: 16px; }
.escalation-step {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  margin-bottom: 16px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--bank-border);
}
.escalation-step:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.escalation-step__num {
  width: 32px; height: 32px; flex-shrink: 0;
  background: var(--bank-navy);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; font-weight: 700;
}

/* ================================================================
   46. INTEREST RATES PAGE
================================================================ */
.interest-rates-page { }
.rates-table-wrapper {
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  overflow: hidden;
  margin-bottom: 0;
}
.rates-table-header {
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  padding: 16px 20px;
}
.rates-table-header__title { color: #fff; font-size: 16px; font-weight: 700; margin: 0; }
.rates-notes {
  background: #fff8e6;
  border: 1px solid #f0c040;
  border-left: 4px solid var(--bank-gold);
  border-radius: 0 6px 6px 0;
  padding: 20px 24px;
}
.rates-notes h5 { font-size: 15px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.rates-notes li { font-size: 13.5px; color: var(--bank-text); margin-bottom: 6px; }

/* ================================================================
   47. FINANCE STATEMENT PAGE
================================================================ */
.finance-section { }
.finance-item {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 6px;
  padding: 16px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 10px;
  transition: box-shadow .2s;
}
.finance-item:hover { box-shadow: 0 4px 14px rgba(0,51,102,.08); }

/* ================================================================
   48. SHARE DIVIDEND / FUTURE PLANS
================================================================ */
.share-section, .share-info-card { }
.share-info-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 24px;
}
.future-plans-section { }
.future-plan-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 24px;
  height: 100%;
  transition: box-shadow .25s;
}
.future-plan-card:hover { box-shadow: 0 6px 22px rgba(0,51,102,.1); }

/* ================================================================
   49. VISION / MISSION PAGE
================================================================ */
.vision-mission-page { }
.vm-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 36px 28px;
  height: 100%;
  transition: box-shadow .25s;
}
.vm-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); }
.vm-card__icon {
  width: 70px; height: 70px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px;
  margin: 0 auto 20px;
  background: rgba(16,48,121,.08);
  color: var(--bank-blue);
}
.vm-card--vision .vm-card__icon { background: rgba(16,48,121,.1); color: var(--bank-navy); }
.vm-card--mission .vm-card__icon { background: var(--bank-navy); color: var(--bank-gold); }
.vm-card--values .vm-card__icon { background: rgba(201,168,76,.12); color: var(--bank-gold); }
.vm-card__title { font-size: 20px; font-weight: 700; color: var(--bank-navy); margin-bottom: 12px; }
.vm-card__text { font-size: 14px; color: var(--bank-muted); line-height: 1.75; }
.vm-card__link { font-size: 13px; font-weight: 700; color: var(--bank-gold); margin-top: 16px; display: inline-block; }
.vm-card__link:hover { color: var(--bank-navy); }

.vm-detail-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 28px;
  height: 100%;
}
.vm-detail-card--vision { border-top: 3px solid var(--bank-navy); }
.vm-detail-card--mission { border-top: 3px solid var(--bank-gold); }
.vm-detail-card__icon { font-size: 36px; margin-bottom: 16px; }
.vm-detail-card--vision .vm-detail-card__icon { color: var(--bank-navy); }
.vm-detail-card--mission .vm-detail-card__icon { color: var(--bank-gold); }
.vm-detail-card__title { font-size: 22px; font-weight: 700; color: var(--bank-navy); margin-bottom: 14px; }
.vm-detail-card__main { font-size: 15px; color: var(--bank-text); line-height: 1.8; }

/* ================================================================
   50. ACCOUNTS PAGE
================================================================ */
.accounts-page, .account-detail { }
.account-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 24px;
  height: 100%;
  transition: all .25s;
  position: relative; overflow: hidden;
}
.account-card:hover { box-shadow: 0 10px 32px rgba(0,51,102,.12); transform: translateY(-4px); }
.account-card__icon {
  width: 64px; height: 64px;
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 26px; color: var(--bank-gold);
  margin-bottom: 18px;
}
.account-card__title { font-size: 18px; font-weight: 700; color: var(--bank-navy); margin-bottom: 10px; }
.account-card__text { font-size: 14px; color: var(--bank-muted); line-height: 1.65; margin-bottom: 14px; }
.account-card__features li { font-size: 13.5px; color: var(--bank-text); padding: 3px 0; }
.account-card__features li i { color: var(--bank-gold); margin-right: 6px; }

.account-detail__banner img { border-radius: 8px; margin-bottom: 24px; }
.account-detail__title { font-size: 28px; font-weight: 700; color: var(--bank-navy); }
.account-detail__lead { font-size: 16px; color: var(--bank-muted); line-height: 1.7; }
.account-detail__content h2,
.account-detail__content h3 { color: var(--bank-navy); }
.account-detail__features li { font-size: 14px; color: var(--bank-text); margin-bottom: 6px; }
.account-sidebar__card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-top: 3px solid var(--bank-gold);
  border-radius: 8px;
  padding: 28px 24px;
}
.account-sidebar__title { font-size: 17px; font-weight: 700; color: var(--bank-navy); margin-bottom: 16px; }
.account-sidebar__info li { display: flex; gap: 12px; margin-bottom: 12px; font-size: 13.5px; }
.account-sidebar__info li i { color: var(--bank-gold); width: 18px; flex-shrink: 0; }
.account-sidebar__quick { background: var(--bank-light); border-radius: 8px; padding: 20px 24px; margin-top: 16px; }

/* ================================================================
   51. CALCULATOR EXTENDED CLASSES
================================================================ */
.calculator-page { }
.calculator-card__header {
  background: linear-gradient(135deg, var(--bank-navy), var(--bank-blue));
  padding: 20px 28px;
  border-radius: 8px 8px 0 0;
  margin: -32px -28px 24px;
}
.calculator-card__icon { font-size: 28px; color: var(--bank-gold); margin-bottom: 8px; }
.calculator-card__title { font-size: 18px; font-weight: 700; color: #fff; margin: 0; }
.calculator-form .form-label { font-size: 13.5px; font-weight: 600; color: var(--bank-navy); }
.calculator-form .form-control,
.calculator-form .form-select {
  border-color: var(--bank-border);
  font-size: 14px;
  padding: 10px 14px;
  border-radius: 4px;
}
.calculator-form .form-control:focus { border-color: var(--bank-gold); box-shadow: 0 0 0 3px rgba(201,168,76,.15); }
.calculator-result { margin-top: 6px; }
.result-box {
  background: var(--bank-light);
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 16px 20px;
  text-align: center;
  margin-bottom: 10px;
}
.result-box--primary { border-top: 3px solid var(--bank-navy); }
.result-box--highlight { border-top: 3px solid var(--bank-gold); background: #fff8e6; }
.result-box__label { font-size: 12px; text-transform: uppercase; letter-spacing: 1px; color: var(--bank-muted); font-weight: 600; margin-bottom: 4px; }
.result-box__value { font-size: 26px; font-weight: 700; color: var(--bank-navy); }
.result-box--highlight .result-box__value { color: var(--bank-gold); }
.calculator-info-card {
  background: var(--bank-light);
  border-radius: 8px;
  padding: 24px;
}
.amortization-section { margin-top: 40px; }

/* ================================================================
   52. INSURANCE PAGE
================================================================ */
.insurance-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 24px;
  height: 100%;
  transition: box-shadow .25s;
}
.insurance-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); }
.insurance-icon {
  width: 70px; height: 70px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; color: var(--bank-blue);
  margin: 0 auto 18px;
  transition: all .25s;
}
.insurance-card:hover .insurance-icon { background: var(--bank-gold); color: #fff; }

/* ================================================================
   53. OFFERS PAGE
================================================================ */
.offers-section { }
.offer-validity { font-size: 13px; color: var(--bank-muted); }

/* ================================================================
   54. CAREERS PAGE
================================================================ */
.careers-section { }
.career-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 24px;
  margin-bottom: 16px;
  transition: box-shadow .25s;
}
.career-card:hover { box-shadow: 0 6px 22px rgba(0,51,102,.1); }
.career-description { font-size: 14px; color: var(--bank-text); line-height: 1.75; }

/* ================================================================
   55. NOTIFICATIONS / DOWNLOADS EXTENDED
================================================================ */
.notifications-section { }
.downloads-section { }
.download-category { margin-bottom: 40px; }
.download-category__title {
  font-size: 17px; font-weight: 700;
  color: var(--bank-navy);
  padding-bottom: 10px;
  border-bottom: 2px solid var(--bank-border);
  margin-bottom: 16px;
}
.download-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 6px;
  padding: 14px 18px;
  display: flex;
  align-items: center;
  gap: 14px;
  height: 100%;
  transition: box-shadow .2s;
}
.download-card:hover { box-shadow: 0 4px 14px rgba(0,51,102,.08); }
.download-icon { flex-shrink: 0; }
.min-width-0 { min-width: 0; }

/* ================================================================
   56. ABOUT PAGE COMPONENTS (mission section, objectives)
================================================================ */
.mission-section { }
.mission-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  height: 100%;
  transition: box-shadow .25s;
}
.mission-card:hover { box-shadow: 0 6px 20px rgba(0,51,102,.1); }
.mission-icon { }
.objective-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 6px;
  padding: 16px;
  height: 100%;
  transition: box-shadow .2s;
}
.objective-card:hover { box-shadow: 0 4px 14px rgba(0,51,102,.08); }

/* ================================================================
   57. LOCKER / RTGS / ATM / UPI / FACILITIES PAGES
================================================================ */
.service-page-section { }
.service-icon-large {
  width: 90px; height: 90px;
  background: rgba(16,48,121,.08);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 36px; color: var(--bank-blue);
  margin: 0 auto 20px;
}
.service-features li { font-size: 14px; color: var(--bank-text); margin-bottom: 8px; }
.service-features li i { color: var(--bank-gold); margin-right: 8px; }
.locker-size-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
  text-align: center;
  height: 100%;
}
.neft-card, .rtgs-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
  height: 100%;
}

/* ================================================================
   58. HISTORY / TIMELINE PAGE
================================================================ */
.history-page { }
.timeline { position: relative; padding: 20px 0; }
.timeline::before {
  content: '';
  position: absolute;
  top: 0; bottom: 0;
  left: 50%;
  width: 2px;
  background: var(--bank-border);
  transform: translateX(-50%);
}
.timeline-item {
  display: flex;
  justify-content: flex-end;
  padding-right: calc(50% + 30px);
  margin-bottom: 40px;
  position: relative;
}
.timeline-item:nth-child(even) {
  justify-content: flex-start;
  padding-right: 0;
  padding-left: calc(50% + 30px);
}
.timeline-item__year {
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  background: var(--bank-gold);
  color: #fff;
  font-size: 13px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 20px;
  white-space: nowrap;
  top: 50%;
  margin-top: -14px;
}
.timeline-item__content {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 20px;
  max-width: 420px;
  font-size: 14px;
  color: var(--bank-text);
}
@media (max-width: 767px) {
  .timeline::before { left: 20px; }
  .timeline-item, .timeline-item:nth-child(even) { padding: 0 0 0 50px; justify-content: flex-start; }
  .timeline-item__year { left: 20px; transform: translateX(-50%); }
}

/* ================================================================
   59. AWARDS PAGE
================================================================ */
.awards-page { }
.award-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 24px;
  text-align: center;
  height: 100%;
  transition: all .25s;
}
.award-card:hover { box-shadow: 0 8px 28px rgba(0,51,102,.1); transform: translateY(-4px); }
.award-card__icon {
  width: 70px; height: 70px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px;
  margin: 0 auto 16px;
}
.award-card__title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 6px; }
.award-card__year { font-size: 13px; color: var(--bank-gold); font-weight: 600; }
.award-card__body { font-size: 13.5px; color: var(--bank-muted); margin-top: 8px; }

/* ================================================================
   60. E-STAMPING / NET BANKING / MOBILE BANKING / UPI PAGES
================================================================ */
.cms-page-section, .cms-content { }
.stat-box {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 20px;
  text-align: center;
  height: 100%;
}
.stat-box__icon { font-size: 32px; color: var(--bank-gold); margin-bottom: 10px; }
.stat-box__number { font-size: 42px; font-weight: 700; color: var(--bank-navy); line-height: 1; }
.stat-box__plus { font-size: 28px; font-weight: 700; color: var(--bank-gold); vertical-align: top; margin-top: 6px; }
.stat-box__label { font-size: 14px; color: var(--bank-muted); margin: 8px 0 0; font-weight: 500; }

/* ================================================================
   61. STEP CARDS / VALUE CARDS
================================================================ */
.step-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 28px 20px;
  text-align: center;
  height: 100%;
  position: relative;
}
.step-number {
  width: 48px; height: 48px;
  background: var(--bank-navy);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; font-weight: 800;
  margin: 0 auto 16px;
}
.value-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
  height: 100%;
  transition: box-shadow .25s;
}
.value-card:hover { box-shadow: 0 6px 20px rgba(0,51,102,.1); }
.value-card__icon { font-size: 32px; color: var(--bank-gold); margin-bottom: 12px; }
.value-card__title { font-size: 16px; font-weight: 700; color: var(--bank-navy); margin-bottom: 8px; }

/* ================================================================
   62. CMS / DYNAMIC PAGE
================================================================ */
.docs-card {
  background: var(--bank-light);
  border-left: 4px solid var(--bank-gold);
  padding: 20px 24px;
  border-radius: 0 6px 6px 0;
}

/* ================================================================
   63. CONTACT MAP AREA
================================================================ */
.contact-map-area { }
.contact-map-area iframe { display: block; width: 100%; }

/* ================================================================
   64. GALLERY FILTER TABS
================================================================ */
.gallery-filter .nav-link {
  background: #fff;
  border: 1px solid var(--bank-border);
  color: var(--bank-navy);
  font-size: 13px;
  font-weight: 600;
  padding: 7px 18px;
  border-radius: 4px;
  margin: 0 4px 8px;
  transition: all .2s;
}
.gallery-filter .nav-link.active,
.gallery-filter .nav-link:hover {
  background: var(--bank-gold);
  border-color: var(--bank-gold);
  color: #fff;
}
.gallery-grid-item { }

/* ================================================================
   65. FOOTER SOCIAL LINK (static site style)
================================================================ */
.footer-social-link-style1 ul { list-style: none; padding: 0; margin: 0; display: flex; gap: 10px; }
.footer-social-link-style1 ul li a {
  width: 36px; height: 36px;
  background: rgba(255,255,255,.15);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px;
  transition: background .2s;
}
.footer-social-link-style1 ul li a:hover { background: var(--bank-gold); }

/* ================================================================
   66. ABOUT IMAGE / FACT
================================================================ */
.about-page { }
.about-img-wrap { position: relative; }
.about-img-badge {
  position: absolute;
  bottom: -20px; right: -20px;
  background: var(--bank-gold);
  color: #fff;
  text-align: center;
  padding: 16px 20px;
  border-radius: 8px;
  box-shadow: 0 6px 20px rgba(0,0,0,.15);
}
.about-img-badge__number { font-size: 36px; font-weight: 800; display: block; line-height: 1; }
.about-img-badge__text { font-size: 12px; font-weight: 600; text-transform: uppercase; letter-spacing: 1px; }
.about-fact {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px;
  background: var(--bank-light);
  border-radius: 6px;
}

/* ================================================================
   67. GOVERNANCE / DOCS PAGE
================================================================ */
.governance-note {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 24px;
}
.app-forms-mission { }

/* ================================================================
   68. OVERVIEW AREA (static-site bank overview)
================================================================ */
.overview-area {
  padding: 40px 0;
  background: #fff;
}
.overview-content-box-two { position: relative; }
.overview-content-box-two .inner-title {
  margin-bottom: 20px;
  border-bottom: 2px solid var(--bank-gold);
  padding-bottom: 10px;
}
.overview-content-box-two .inner-title h2 {
  font-size: 26px; font-weight: 700;
  color: var(--bank-navy);
  margin: 0;
}
.overview-content-box-two .text { line-height: 1.8; color: var(--bank-text); }
.overview-content-box-two .text p { margin-bottom: 14px; }
.overview-content-box-two .text h4 { color: var(--bank-navy); font-weight: 700; margin: 20px 0 8px; }
.overview-content-box-two .text ul { padding-left: 20px; margin-bottom: 14px; }
.overview-content-box-two .text ul li { margin-bottom: 6px; }
.side_img {
  float: right;
  margin: 0 0 20px 20px;
  width: 40%;
}
.side_img img, .side_img_left img { max-width: 100%; border-radius: 6px; box-shadow: 0 4px 16px rgba(0,0,0,.1); }
.side_img_left {
  float: left;
  margin: 0 20px 20px 0;
  max-width: 280px;
}
@media (max-width: 600px) {
  .side_img, .side_img_left { float: none; max-width: 100%; margin: 0 0 16px; }
}

/* HOME PAGE - LIVE SITE MATCHING STYLES */

/* Slider height increase */
.main-slider-style3 .swiper-slide { min-height: auto; }
@media (max-width: 768px) { .main-slider-style3 .swiper-slide { min-height: auto; } }

/* Bank Announcement Ticker */
.bank-announcement { display:flex; align-items:center; background:#0d3b66; overflow:hidden; min-height:44px; position:relative; z-index:10; }
.announcement-label { background:#ffc107; color:#000; font-weight:700; font-size:14px; text-transform:uppercase; letter-spacing:.5px; padding:0 22px; height:44px; display:flex; align-items:center; white-space:nowrap; flex-shrink:0; gap:6px; }
.announcement-wrapper { flex:1; overflow:hidden; height:44px; display:flex; align-items:center; }
.announcement-track { display:flex; align-items:center; gap:48px; white-space:nowrap; animation:tickerScroll 28s linear infinite; padding-left:30px; }
.announcement-track a, .announcement-track span { color:rgba(255,255,255,.85); font-size:13px; white-space:nowrap; transition:color .2s; }
.announcement-track a:hover { color:var(--bank-gold); }
.announcement-track a::before, .announcement-track span::before { content:'◆'; color:var(--bank-gold); margin-right:12px; font-size:8px; vertical-align:middle; }
@keyframes tickerScroll { 0%{transform:translateX(0)} 100%{transform:translateX(-50%)} }


/* Investment Opportunities Section */
.invest-section { padding:50px 0; background:#fff; }

/* Glass Cards Section */
.glass-section { padding:50px 0; }

/* Investment Opportunities Tabs */
.section-title { font-size:32px; font-weight:600; color:#1a1c23; line-height:1.2; }
.sc-badge { display:inline-flex; align-items:center; background:linear-gradient(45deg, #003366, #e67e22); color:#fff; border:none; border-radius:16px; padding:8px 20px; font-size:0.9rem; font-weight:600; }
.nav-link-custom { color:var(--bank-navy) !important; font-weight:600; font-size:18px; border:none !important; border-radius:0 !important; padding:10px 22px !important; background:transparent !important; transition:all .2s; border-bottom:3px solid transparent !important; }
.nav-link-custom.active, .nav-link-custom:hover { color:var(--bank-navy) !important; background:transparent !important; border-bottom:3px solid var(--bank-navy) !important; }
.fd-info-card { background:#fff; border:1px solid #e5ecf8; border-radius:12px; padding:36px 40px; box-shadow:0 4px 20px rgba(0,51,102,.07); }
.fd-badge { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 14px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:14px; }
.fd-title { font-size:36px; font-weight:800; color:#103079; margin-bottom:14px; }
.fd-desc { color:#555; font-size:15px; line-height:1.75; margin-bottom:24px; }
.fd-highlight-list { display:grid; grid-template-columns:1fr 1fr; gap:12px; margin-bottom:24px; }
.fd-highlight-item { display:flex; align-items:center; gap:8px; background:#f4f7fb; border-radius:8px; padding:10px 16px; font-size:14px; font-weight:600; color:#333; }
.fd-highlight-item i { color:var(--bank-navy); font-size:18px; }
.fd-read-btn { display:inline-flex; align-items:center; gap:8px; background:var(--bank-navy); color:#fff; padding:12px 28px; border-radius:6px; font-weight:700; font-size:14px; transition:background .2s; }
.fd-read-btn:hover { background:var(--bank-gold); color:#fff; }
.rd-deposit-card { background:#fff; border:1px solid #e5ecf8; border-radius:12px; padding:30px 20px; box-shadow:0 2px 12px rgba(0,0,0,.06); transition:transform .2s,box-shadow .2s; }
.rd-deposit-card:hover { transform:translateY(-4px); box-shadow:0 8px 24px rgba(0,51,102,.12); }
.rd-icon-box { width:64px; height:64px; background:linear-gradient(135deg,var(--bank-navy),#1a4a99); border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:26px; color:#fff; margin-bottom:16px; }
.rd-deposit-card h5 { font-size:16px; font-weight:700; color:#0d1b2a; margin-bottom:10px; }
.rd-deposit-card p { font-size:14px; color:#666; line-height:1.65; }
.rd-bottom-card { background:linear-gradient(135deg,var(--bank-navy) 0%,#1a4a99 100%); border-radius:12px; padding:32px 36px; color:#fff; }
.rd-content { text-align:left; }
.rd-tag { display:inline-block; background:rgba(255,255,255,.15); color:rgba(255,255,255,.9); font-size:11px; font-weight:700; padding:4px 14px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:12px; }
.rd-content h4 { font-size:22px; font-weight:800; color:#fff; margin-bottom:12px; }
.rd-content p { font-size:14px; color:rgba(255,255,255,.82); line-height:1.7; margin-bottom:18px; }
.rd-badge-wrap { display:flex; flex-wrap:wrap; gap:10px; margin-bottom:24px; }
.rd-badge-wrap span { background:rgba(255,255,255,.12); color:rgba(255,255,255,.9); padding:6px 14px; border-radius:50px; font-size:13px; font-weight:500; display:flex; align-items:center; gap:6px; }
.rd-badge-wrap span i { color:var(--bank-gold); }
.rd-read-btn { display:inline-flex; align-items:center; gap:8px; background:var(--bank-gold); color:#fff; padding:11px 26px; border-radius:6px; font-weight:700; font-size:14px; transition:background .2s; }
.rd-read-btn:hover { background:#a88a38; color:#fff; }
.pigmy-info-card { background:#fff; border:1px solid #e5ecf8; border-radius:12px; padding:36px 40px; box-shadow:0 4px 20px rgba(0,51,102,.07); }
.pigmy-tag { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 14px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:14px; }
.pigmy-title { font-size:26px; font-weight:800; color:#0d1b2a; margin-bottom:14px; }
.pigmy-desc { font-size:15px; color:#555; line-height:1.75; margin-bottom:24px; }
.pigmy-points { display:flex; flex-wrap:wrap; gap:12px; margin-bottom:24px; }
.pigmy-point { display:flex; align-items:center; gap:8px; background:#f4f7fb; border-radius:8px; padding:10px 16px; font-size:14px; font-weight:600; color:#333; }
.pigmy-point i { color:var(--bank-navy); font-size:18px; }
.pigmy-btn { display:inline-flex; align-items:center; gap:8px; background:var(--bank-navy); color:#fff; padding:12px 28px; border-radius:6px; font-weight:700; font-size:14px; transition:background .2s; }
.pigmy-btn:hover { background:var(--bank-gold); color:#fff; }


/* Glass Cards */
.glass-card { border-radius:16px !important; border:1px solid rgba(0,0,0,0.05) !important; padding:28px 24px !important; background:#fff !important; height:100%; transition:box-shadow .2s; }
.glass-card:hover { box-shadow:0 8px 30px rgba(0,51,102,.1) !important; }
.icon-header { font-size:42px; color:#c0392b; margin-bottom:16px; text-align:center; }
.bank-icon { font-size:38px; color:var(--bank-navy); }
.quote-text { font-size:16px; font-style:italic; color:#333; line-height:1.7; margin-bottom:8px; }
.form-list li { padding:7px 0; font-size:14px; color:#444; border-bottom:1px dashed #e5ecf8; display:flex; align-items:center; gap:8px; }
.form-list li i { color:var(--bank-navy); font-size:15px; }
.form-list li:last-child { border-bottom:none; }
.title_section_box { padding-top:18px; }
.btn-download { background:#f07c1a; color:#fff !important; font-size:12px; font-weight:600; padding:7px 18px; border-radius:5px; display:inline-block; transition:background .2s; }
.btn-download:hover { background:#d06010; }
.news-item { background:#f4f7fb; border-radius:8px; padding:12px 14px; margin-bottom:12px; text-align:left; }
.news-item h5 { font-size:14px; font-weight:700; color:var(--bank-navy); margin-bottom:8px; }

/* Deposit Services Flip Cards */
.deposit-services-section { padding:50px 0; background:#f8faff; }
.deposit-tag { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 14px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:12px; }
.deposit-main-btn { display:inline-block; background:var(--bank-navy); color:#fff; padding:12px 28px; border-radius:6px; font-weight:700; font-size:14px; transition:background .2s; }
.deposit-main-btn:hover { background:var(--bank-gold); color:#fff; }
.deposit-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
@media (max-width:992px) { .deposit-grid { grid-template-columns:repeat(2,1fr); } }
@media (max-width:576px) { .deposit-grid { grid-template-columns:1fr; } }
.deposit-card { perspective:1000px; height:360px; }
.deposit-card-inner { position:relative; width:100%; height:100%; transform-style:preserve-3d; transition:transform .6s cubic-bezier(.4,0,.2,1); border-radius:30px; }
.deposit-card:hover .deposit-card-inner { transform:rotateY(180deg); }
.deposit-front, .deposit-back { position:absolute; inset:0; border-radius:30px; backface-visibility:hidden; -webkit-backface-visibility:hidden; }
.deposit-front { background-size:cover; background-position:center; overflow:hidden; }
.deposit-front .overlay { position:absolute; inset:0; background:linear-gradient(to bottom,rgba(0,20,60,.35) 0%,rgba(0,20,60,.75) 100%); border-radius:30px; }
.deposit-content { position:absolute; bottom:0; left:0; right:0; padding:24px; z-index:2; color:#fff; }
.deposit-icon { display:inline-flex; align-items:center; justify-content:center; width:72px; height:72px; background:rgba(255,255,255,.15); border-radius:22px; font-size:30px; color:#fff; margin-bottom:10px; }
.deposit-content h3 { font-size:32px; font-weight:700; color:#fff; margin-bottom:6px; }
.deposit-content p { font-size:13px; color:rgba(255,255,255,.85); line-height:1.5; margin:0; }
.deposit-back { background:#fff; color:#4b5563; transform:rotateY(180deg); display:flex; flex-direction:column; justify-content:center; align-items:flex-start; padding:28px 26px; border:1px solid #e5ecf8; }
.deposit-back h4 { font-size:20px; font-weight:800; color:#111827; margin-bottom:16px; }
.deposit-back ul { list-style:none; padding:0; margin:0 0 24px; width:100%; }
.deposit-back ul li { font-size:14px; color:#4b5563; padding:8px 0 8px 28px; border-bottom:1px solid #eee; position:relative; display:list-item; }
.deposit-back ul li::before { content:'✓'; color:#198754; font-weight:700; font-size:14px; display:block; position:absolute; left:0; top:50%; transform:translateY(-50%); }
.deposit-back a { display:block; width:100%; text-align:center; background:#111827; color:#fff; padding:12px 22px; border-radius:8px; font-size:14px; font-weight:700; transition:background .2s; }
.deposit-back a:hover { background:#374151; }


/* Forms Section */
.forms-section { padding:54px 0; background:#fff; }
.forms-section .section-header { text-align:center; margin-bottom:40px; }
.forms-section .section-header h2 { font-size:36px; font-weight:800; color:#0d1b2a; margin-bottom:10px; }
.forms-section .section-header p { color:#666; font-size:15px; }
.forms-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:24px; }
@media (max-width:992px) { .forms-grid { grid-template-columns:repeat(2,1fr); } }
@media (max-width:576px) { .forms-grid { grid-template-columns:1fr; } }
.form-card { background:#fff; border:1px solid #e5ecf8; border-top:3px solid var(--bank-navy); border-radius:12px; padding:32px 24px; text-align:center; box-shadow:0 2px 12px rgba(0,0,0,.05); transition:transform .2s,box-shadow .2s; }
.form-card:hover { transform:translateY(-5px); box-shadow:0 10px 28px rgba(0,51,102,.1); }
.form-icon { width:72px; height:72px; background:var(--bank-navy); border-radius:12px; display:flex; align-items:center; justify-content:center; font-size:28px; color:#fff; margin:0 auto 20px; line-height:1; }
.form-card h3 { font-size:19px; font-weight:700; color:#0d1b2a; margin-bottom:10px; }
.form-card p { font-size:14px; color:#666; line-height:1.6; margin-bottom:20px; }
.download-btn { display:inline-flex; align-items:center; gap:6px; background:var(--bank-navy); color:#fff; padding:10px 22px; border-radius:6px; font-size:13px; font-weight:700; transition:background .2s; }
.download-btn:hover { background:var(--bank-gold); color:#fff; }

/* Premium Gallery */
.premium-gallery-section { padding:100px 0; background:#f8faff; }
.premium-gallery-header { text-align:center; margin-bottom:48px; }
.gallery-subtitle { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 16px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:14px; }
.premium-gallery-header h2 { font-size:32px; font-weight:800; color:#0d1b2a; margin-bottom:12px; }
.premium-gallery-header p { font-size:15px; color:#666; max-width:560px; margin:0 auto; }
.premium-gallery-wrapper { position:relative; display:flex; align-items:center; gap:12px; }
.premium-gallery-carousel { display:flex; overflow-x:hidden; scroll-behavior:smooth; flex:1; gap:0; }
.gallery-item { position:relative; overflow:hidden; border-radius:10px; flex-shrink:0; }
.gallery-item img { width:100%; height:260px; object-fit:cover; display:block; transition:transform .4s; }
.gallery-item:hover img { transform:scale(1.06); }
.gallery-overlay { position:absolute; inset:0; background:rgba(0,30,80,.5); display:flex; align-items:center; justify-content:center; font-size:28px; color:#fff; opacity:0; transition:opacity .3s; border-radius:10px; }
.gallery-item:hover .gallery-overlay { opacity:1; }
.gallery-nav { width:44px; height:44px; border-radius:50%; border:none; background:var(--bank-navy); color:#fff; font-size:16px; cursor:pointer; flex-shrink:0; transition:background .2s; display:flex; align-items:center; justify-content:center; }
.gallery-nav:hover { background:var(--bank-gold); }
.gallery-lightbox-modal { display:none; position:fixed; inset:0; background:rgba(0,0,0,.92); z-index:99999; align-items:center; justify-content:center; }
.gallery-lightbox-modal.active { display:flex; }
#lightboxImage { max-width:90vw; max-height:85vh; border-radius:8px; object-fit:contain; }
.lightbox-close { position:absolute; top:18px; right:24px; font-size:36px; color:#fff; background:none; border:none; cursor:pointer; line-height:1; }
.lightbox-arrow { position:absolute; top:50%; transform:translateY(-50%); background:rgba(255,255,255,.12); border:none; color:#fff; font-size:22px; width:48px; height:48px; border-radius:50%; cursor:pointer; display:flex; align-items:center; justify-content:center; transition:background .2s; }
.lightbox-arrow:hover { background:var(--bank-gold); }
.lightbox-prev { left:20px; }
.lightbox-next { right:20px; }

/* Directors Section */
.directors-scroll-section { padding:50px 0; background:#fff; }
.directors-scroll-section .section-header { margin-bottom:40px; }
.director-tag { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 16px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:14px; }
.directors-scroll-section .section-header h2 { font-size:36px; font-weight:800; color:#0d1b2a; margin-bottom:12px; }
.directors-scroll-section .section-header p { font-size:15px; color:#666; }
.director-box { text-align:center; padding:20px 16px; background:#f8faff; border:1px solid #e5ecf8; border-radius:12px; transition:box-shadow .2s,transform .2s; }
.director-box:hover { box-shadow:0 8px 24px rgba(0,51,102,.1); transform:translateY(-4px); }
.director-photo { width:90px; height:90px; border-radius:50%; overflow:hidden; margin:0 auto 14px; border:3px solid var(--bank-gold); }
.director-photo img { width:100%; height:100%; object-fit:cover; }
.director-box h4 { font-size:14px; font-weight:700; color:var(--bank-navy); margin-bottom:4px; }
.director-box span { font-size:12px; color:#888; }

/* Finance Services */
.finance-services-section { padding:51px 0; background:#f8faff; }
.finance-title { margin-bottom:40px; }
.finance-tag { display:inline-block; background:#e8f0fe; color:var(--bank-navy); font-size:12px; font-weight:700; padding:4px 16px; border-radius:50px; text-transform:uppercase; letter-spacing:.5px; margin-bottom:14px; }
.finance-title h2 { font-size:36px; font-weight:800; color:#0d1b2a; margin-bottom:12px; }
.finance-title p { font-size:15px; color:#666; max-width:560px; margin:0 auto; }
.finance-service-item { display:flex; flex-direction:column; align-items:center; text-align:center; padding:28px 16px; background:#fff; border:1px solid #e5ecf8; border-radius:12px; box-shadow:0 2px 10px rgba(0,0,0,.05); transition:transform .2s,box-shadow .2s; color:#333; }
.finance-service-item:hover { transform:translateY(-6px); box-shadow:0 10px 28px rgba(0,51,102,.1); color:var(--bank-navy); }
.finance-icon { width:60px; height:60px; border-radius:50%; display:flex; align-items:center; justify-content:center; font-size:24px; background:#e8f0fe; color:var(--bank-navy); margin-bottom:14px; transition:background .2s; }
.finance-service-item:hover .finance-icon { background:var(--bank-navy); color:#fff; }
.finance-icon.blue { background:#dbeafe; color:#1d4ed8; }
.finance-icon.green { background:#dcfce7; color:#16a34a; }
.finance-icon.purple { background:#ede9fe; color:#7c3aed; }
.finance-icon.orange { background:#ffedd5; color:#ea580c; }
.finance-service-item h4 { font-size:15px; font-weight:700; color:#0d1b2a; margin:0; }

/* Loan page list styles */
.list-group-box { list-style: none; padding: 0; margin: 0; }
.list-group-box .list-group-item { padding: 10px 0; border-bottom: 1px solid #eee; display: flex; align-items: center; gap: 8px; font-size: 14px; color: #444; }
.list-group-box .list-group-item i { color: #003366; font-size: 14px; }

/* ================================================================
   69. PREMIUM RATE SECTION (deposit interest rate tables)
================================================================ */
.premium-rate-section { padding: 40px 0; }
.premium-rate-card { background: #fff; border-radius: 12px; padding: 0; overflow: hidden; box-shadow: 0 4px 20px rgba(0,0,0,.08); }
.table-top { background: #003366; color: #fff; padding: 20px 24px; }
.table-top h3 { color: #fff; font-size: 18px; margin: 0; }
.premium-rate-table thead th { background: #103079; color: #fff; font-size: 14px; font-weight: 600; border: none; padding: 14px; }
.premium-rate-table tbody td { padding: 12px 14px; font-size: 14px; border-color: #e5ecf8; }
.premium-rate-table tbody tr:nth-child(even) { background: #f4f7fb; }
.rate-sec-title { text-align: center; margin-bottom: 32px; }
.rate-tag { display: inline-block; background: #e8f0fe; color: #003366; font-size: 12px; font-weight: 700; padding: 4px 16px; border-radius: 50px; text-transform: uppercase; letter-spacing: .5px; margin-bottom: 14px; }
.rate-note-box { background: #f4f7fb; border-left: 4px solid #003366; border-radius: 0 6px 6px 0; padding: 20px 24px; margin-top: 24px; }
.rate-note-box h5 { font-size: 15px; font-weight: 700; color: #003366; margin-bottom: 8px; }
.rate-note-box p { font-size: 14px; color: #555; margin: 0; line-height: 1.7; }

/* ================================================================
   70. INTEREST RATES PAGE (live-site matching)
================================================================ */
.interest-rate-section { padding: 60px 0; background: #fff; }
.interest-title { text-align: center; margin-bottom: 40px; }
.interest-tag { display: inline-block; background: #e8f0fe; color: #003366; font-size: 12px; font-weight: 700; padding: 4px 16px; border-radius: 50px; text-transform: uppercase; letter-spacing: .5px; margin-bottom: 14px; }
.interest-title h2 { font-size: 32px; font-weight: 800; color: #103079; margin-bottom: 12px; }
.interest-title p { font-size: 15px; color: #666; max-width: 600px; margin: 0 auto; }
.interest-box { display: flex; flex-direction: column; gap: 0; }
.interest-table-box { border: 1px solid #e5ecf8; border-radius: 10px; overflow: hidden; margin-bottom: 0; }
.interest-table-box .table-head { background: linear-gradient(135deg, #003366, #103079); padding: 18px 24px; }
.interest-table-box .table-head h3 { color: #fff; font-size: 18px; font-weight: 700; margin: 0; }
.interest-table.align-middle thead th { background: #103079; color: #fff; font-size: 14px; font-weight: 600; border: none; padding: 14px; }
.interest-table.align-middle tbody td { padding: 12px 14px; font-size: 14px; border-color: #e5ecf8; color: #333; }
.interest-table.align-middle tbody tr:nth-child(even) { background: #f4f7fb; }
.interest-note { display: flex; align-items: flex-start; gap: 16px; background: #fffbf0; border: 1px solid #f0c040; border-left: 4px solid #c9a84c; border-radius: 0 6px 6px 0; padding: 20px 24px; margin-top: 32px; }
.note-icon { font-size: 22px; color: #c9a84c; flex-shrink: 0; margin-top: 2px; }
.interest-note h5 { font-size: 15px; font-weight: 700; color: #003366; margin-bottom: 6px; }
.interest-note p { font-size: 14px; color: #555; margin: 0; line-height: 1.7; }

/* ================================================================
   CONTACT PAGE
================================================================ */
.main-contact-form-area { padding: 60px 0; }

/* Social media icons – fix invisible color */
.contact-info-box-style1 .footer-social-link-style1 ul li a { color: #333 !important; }
.contact-info-box-style1 .footer-social-link-style1 ul li:hover a { color: #fff !important; }
.contact-info-box-style1 .footer-social-link-style1 ul li a i { font-size: 15px; position: relative; z-index: 2; }

/* Contact form – cleaner labels */
.contact-form form label {
    font-size: 14px !important;
    font-weight: 600 !important;
    color: #1a1a2e !important;
    margin-bottom: 6px !important;
    display: block;
    letter-spacing: .02em;
}

/* Contact form – refined input fields */
.contact-form form input[type="text"],
.contact-form form input[type="email"],
.contact-form form textarea {
    border-radius: 6px !important;
    border: 1.5px solid #dde3ed !important;
    font-size: 15px !important;
    color: #1a1a2e !important;
    background: #fff !important;
    transition: border-color .2s, box-shadow .2s !important;
}
.contact-form form input[type="text"]:focus,
.contact-form form input[type="email"]:focus,
.contact-form form textarea:focus {
    border-color: var(--bank-navy) !important;
    box-shadow: 0 0 0 3px rgba(0,51,102,.08) !important;
    outline: none !important;
}
.contact-form form textarea { height: 120px !important; }

/* Contact form – Send A Message button */
.contact-form form .button-box .btn-one {
    display: block !important;
    width: 100% !important;
    text-align: center !important;
    background: var(--bank-navy) !important;
    color: #fff !important;
    padding: 14px 30px !important;
    font-size: 16px !important;
    font-weight: 700 !important;
    border-radius: 6px !important;
    border: none !important;
    cursor: pointer !important;
    letter-spacing: .03em !important;
    transition: background .2s !important;
}
.contact-form form .button-box .btn-one::before,
.contact-form form .button-box .btn-one::after { display: none !important; }
.contact-form form .button-box .btn-one:hover { background: #001f4d !important; }

/* ================================================================
   71. DEAF ACCOUNTS PAGE
================================================================ */
.deaf-section {
  padding: 40px 0;
  background: #fff;
}
.deaf-card {
  background: #fff;
  border: 1px solid var(--bank-border);
  border-radius: 8px;
  padding: 32px 28px;
  margin-bottom: 24px;
}
.deaf-card h2 {
  font-size: 26px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 16px;
}
.deaf-card h3 {
  font-size: 20px;
  font-weight: 700;
  color: var(--bank-navy);
  margin-bottom: 16px;
}
.deaf-card p {
  font-size: 15px;
  color: var(--bank-text);
  line-height: 1.8;
  margin-bottom: 12px;
}
.deaf-card p:last-child { margin-bottom: 0; }
.deaf-table {
  width: 100%;
  border-collapse: collapse;
}
.deaf-table tr:nth-child(even) { background: var(--bank-light); }
.deaf-table td {
  padding: 14px 18px;
  font-size: 14px;
  color: var(--bank-text);
  border: 1px solid var(--bank-border);
}
.deaf-table td:first-child {
  font-weight: 600;
  color: var(--bank-navy);
  width: 38%;
}
.deaf-card.checklist.style3 ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.deaf-card.checklist.style3 ul li {
  font-size: 15px;
  color: var(--bank-text);
  line-height: 1.7;
  padding: 8px 0 8px 28px;
  border-bottom: 1px solid var(--bank-border);
  position: relative;
}
.deaf-card.checklist.style3 ul li:last-child { border-bottom: none; }
.deaf-card.checklist.style3 ul li::before {
  content: '\f00c';
  font-family: 'Font Awesome 5 Free';
  font-weight: 900;
  color: var(--bank-gold);
  position: absolute;
  left: 0;
  top: 10px;
  font-size: 13px;
}
.deaf-note {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: #fffbf0;
  border: 1px solid #f0c040;
  border-left: 4px solid var(--bank-gold);
  border-radius: 0 6px 6px 0;
  padding: 20px 24px;
  margin-bottom: 24px;
}
.deaf-note strong {
  font-size: 15px;
  font-weight: 700;
  color: var(--bank-navy);
  flex-shrink: 0;
}
.deaf-note p {
  font-size: 14px;
  color: var(--bank-text);
  margin: 0;
  line-height: 1.7;
}

/* ================================================================
   72. LOAN PAGES — SHARED ELEMENTS
================================================================ */

/* Gold badge used on Gold / Business / Overdraft heroes */
.bg-gold {
  background-color: var(--bank-gold) !important;
  color: #fff !important;
}
.badge.bg-gold {
  font-size: 0.9rem;
  font-weight: 600;
  border-radius: 4px;
  margin: 4px;
}

/* Dark navy spec card (Mortgage Key Specifications) */
.loan-spec-card {
  background: var(--bank-navy);
  color: #fff;
  border-radius: 10px;
  padding: 28px 24px;
  position: sticky;
  top: 80px;
}
.loan-spec-card small { font-size: 11px !important; font-weight: 400; color: rgba(255,255,255,.75); }
.loan-spec-card .h4 { font-size: 1.4rem !important; font-weight: 700 !important; color: #fff !important; }
.loan-spec-card .small { font-size: 13px !important; font-weight: 400 !important; line-height: 1.5; color: rgba(255,255,255,.85); }
.loan-spec-card p { font-size: 13px !important; font-weight: 400 !important; color: rgba(255,255,255,.85); }
.loan-spec-card .title_white { color: #fff; }
.loan-spec-card hr { border-color: rgba(255,255,255,.25); margin: 16px 0; }

/* ================================================================
   74. MOBILE BANKING APP PAGE
================================================================ */
.mb-app-section {
  padding: 70px 0;
  background: #fff;
}
.mb-app-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

/* Phone mockup */
.mb-app-preview {
  display: flex;
  justify-content: center;
}
.mobile-frame {
  width: 300px;
  background: #fff;
  border-radius: 36px;
  padding: 20px;
  box-shadow: 0 20px 60px rgba(0,51,102,.18), 0 0 0 10px #e4eaf5, 0 0 0 13px #cfd8ec;
  overflow: hidden;
}
.app-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: var(--bank-navy);
  color: #fff;
  margin: -20px -20px 0;
  padding: 16px 18px;
  border-radius: 16px 16px 0 0;
}
.app-header h4 { color: #fff; font-size: 14px; font-weight: 700; margin: 0; }
.app-header span { font-size: 18px; }
.app-balance {
  background: linear-gradient(135deg, #003366 0%, #1a4a8c 100%);
  color: #fff;
  margin: 0 -20px;
  padding: 18px 20px 16px;
  text-align: center;
}
.app-balance p  { font-size: 11px; color: rgba(255,255,255,.7); margin: 0 0 4px; }
.app-balance h2 { color: #fff !important; font-size: 26px !important; font-weight: 700 !important; margin: 0 0 4px !important; line-height: 1.2 !important; }
.app-balance small { color: rgba(255,255,255,.55); font-size: 11px; letter-spacing: 2px; }
.app-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 4px;
  padding: 14px 0;
  text-align: center;
}
.app-actions div { font-size: 22px; cursor: pointer; }
.app-actions div p { font-size: 10px; color: var(--bank-navy); margin: 3px 0 0; font-weight: 600; }
.app-transactions { border-top: 1px solid #e5e9f0; padding-top: 12px; }
.app-transactions .title { font-size: 12px; font-weight: 700; color: #333; margin: 0 0 8px; }
.txn { display: flex; justify-content: space-between; align-items: center; padding: 6px 0; border-bottom: 1px solid #f0f0f0; font-size: 12px; color: #555; }
.debit  { color: #e53935; font-weight: 700; }
.credit { color: #2e7d32; font-weight: 700; }

/* Right content */
.mb-app-content h2 {
  font-size: 36px;
  font-weight: 700;
  color: var(--thm-black);
  font-family: 'DM Sans', sans-serif;
  margin: 0 0 16px;
  line-height: 1.2;
}
.mb-app-content > p {
  color: var(--thm-gray);
  font-size: 15px;
  line-height: 1.75;
  margin-bottom: 12px;
}
.checklist.style3 ul {
  list-style: none;
  padding: 0;
  margin: 20px 0 24px;
}
.checklist.style3 ul li {
  position: relative;
  padding: 10px 0 10px 34px;
  font-size: 15px;
  color: #333;
  font-weight: 500;
  border-bottom: 1px solid #eef0f5;
  list-style: none;
}
.checklist.style3 ul li::before {
  content: '\f058';
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  color: var(--bank-navy);
  font-size: 18px;
  position: absolute;
  left: 0;
  top: 50%;
  transform: translateY(-50%);
  line-height: 1;
}
.mb-download {
  display: flex;
  gap: 14px;
  margin: 0 0 28px;
  flex-wrap: wrap;
}
.app-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: opacity .2s, transform .15s;
}
.app-btn:hover { opacity: .88; transform: translateY(-2px); color: #fff; }
.app-btn.android { background: #1a73e8; color: #fff; }
.app-btn.ios     { background: #111;    color: #fff; }
.mb-security {
  background: #f0f4fb;
  border-left: 4px solid var(--bank-navy);
  padding: 14px 18px;
  border-radius: 0 8px 8px 0;
  font-size: 14px;
}
.mb-security strong { color: var(--bank-navy); }
.mb-security p { margin: 4px 0 0; color: #666; font-size: 13px; }

@media (max-width: 991px) {
  .mb-app-grid { grid-template-columns: 1fr; gap: 40px; }
  .mb-app-content h2 { font-size: 28px; }
  .mobile-frame { width: 260px; }
}

/* ================================================================
   Highlight box (Mortgage overview callout) */
.highlight-box {
  border-left: 4px solid var(--bank-gold);
  background: #fffbf0;
  padding: 18px 22px;
  border-radius: 0 8px 8px 0;
}

/* Vehicle Loan — stats bar */
.stats-bar {
  padding: 28px 0;
  border-top: 1px solid #e5e9f0;
  border-bottom: 1px solid #e5e9f0;
  margin-bottom: 20px;
  background: #f8fafd;
}
.stat-item {
  text-align: center;
  padding: 12px 0;
}
.stat-item h3 { font-size: 1.8rem; margin-bottom: 4px; }
.stat-item p { font-size: 14px; margin: 0; }

/* Vehicle loan — feature cards (New / Used categories) */
.feature-card {
  border-radius: 10px;
  transition: box-shadow .2s;
}
.feature-card:hover { box-shadow: 0 6px 24px rgba(0,51,102,.12); }
.feature-card .icon-box { margin-bottom: 14px; }

/* Vehicle loan — document list */
.doc-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.doc-list li {
  padding: 10px 0;
  border-bottom: 1px solid #e5e9f0;
  font-size: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.doc-list li:last-child { border-bottom: none; }
.doc-list li i { color: var(--bank-gold); flex-shrink: 0; }
.doc-list-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 9px 0;
  border-bottom: 1px solid #e5e9f0;
  font-size: 14px;
  color: #444;
}
.doc-list-item:last-child { border-bottom: none; }
.doc-list-item i { color: var(--bank-gold); font-size: 13px; flex-shrink: 0; }

/* "Need More Details" dark-blue card — Vehicle Loan sidebar */
.bg-custom-primary {
  background: var(--bank-navy) !important;
}

/* Education Loan — exclusive badge */
.badge-custom {
  display: inline-block;
  background: var(--bank-gold);
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  padding: 8px 20px;
  border-radius: 40px;
  letter-spacing: .04em;
}

/* Education / Gold / Mortgage — doc-item row */
.doc-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid #e5e9f0;
  font-size: 14px;
  color: #444;
}
.doc-item:last-child { border-bottom: none; }
.doc-item i { color: var(--bank-gold); font-size: 16px; flex-shrink: 0; }

/* Gold Loan — feature icon */
.feature-icon {
  font-size: 2rem;
  color: var(--bank-gold);
  display: block;
  margin-bottom: 8px;
}
div .feature-icon { font-size: 1.5rem; margin-bottom: 0; }

/* Business / Overdraft — highlight cards */
.highlight-card {
  border-radius: 10px;
  border: 1px solid #e5e9f0;
  transition: box-shadow .2s, transform .2s;
  background: #fff;
}
.highlight-card:hover { box-shadow: 0 8px 30px rgba(0,51,102,.1); transform: translateY(-3px); }
.highlight-card .icon-box { margin-bottom: 14px; }

/* Business / Overdraft — Technical specs table card */
.specs-table { background: #fff; border-radius: 10px; }
.specs-table table th { background: #f0f4f9; color: var(--bank-navy); font-weight: 600; width: 42%; }

/* Business / Overdraft — CTA banner */
.cta-box {
  background: var(--bank-navy);
  color: #fff;
  padding: 48px 36px;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(0,51,102,.18);
}
.cta-box h3 { color: #fff; font-size: 1.8rem; font-weight: 700; margin-bottom: 12px; }
.cta-box p { color: rgba(255,255,255,.8); margin-bottom: 24px; font-size: 15px; }

/* ================================================================
   73. LIST-GROUP-BOX (shared utility for loan highlight lists)
================================================================ */
.list-group-box { list-style: none; padding: 0; margin: 0; }
.list-group-box .list-group-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 0;
  border: none;
  border-bottom: 1px solid #e5e9f0;
  font-size: 14px;
  color: #444;
  background: transparent;
}
.list-group-box .list-group-item:last-child { border-bottom: none; }
.list-group-box .list-group-item i,
.list-group-box .list-group-item svg { color: var(--bank-gold); flex-shrink: 0; }

/* Icon box used on loan feature/highlight cards */
.icon-box {
  width: 52px;
  height: 52px;
  border-radius: 10px;
  background: rgba(0,51,102,.07);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
  font-size: 22px;
  color: var(--bank-navy);
}
.icon-box.mx-auto { margin-left: auto; margin-right: auto; }

/* ================================================================
   MOBILE NAV – CUSTOM LIST STRUCTURE (.mobile-nav__nav)
   Single source of truth – all !important to beat cascade from
   modules.combined.css and section-4 general rules.
================================================================ */

/* Top-level list items */
.mobile-nav__nav .mobile-nav__list > li {
  position: relative;
  border-bottom: 1px solid rgba(255,255,255,.1) !important;
}

/* Top-level nav link – right padding clears the 36px toggle button */
.mobile-nav__nav .mobile-nav__list > li > a {
  display: block !important;
  padding: 14px 50px 14px 0 !important;
  color: rgba(255,255,255,.92) !important;
  font-size: 14.5px !important;
  font-weight: 500 !important;
  line-height: 1.4 !important;
  transition: color .2s;
}
.mobile-nav__nav .mobile-nav__list > li.active > a,
.mobile-nav__nav .mobile-nav__list > li > a:hover {
  color: var(--bank-gold, #c9a84c) !important;
}

/* ── Sub-menu container ──────────────────────────────────── */
.mobile-nav__nav .sub-menu {
  display: none !important;
  list-style: none !important;
  padding: 0 !important;
  margin: 0 0 6px 14px !important;  /* 14px left indent = visual hierarchy */
  border-left: 2px solid rgba(201, 168, 76, 0.4) !important;
  border-top: none !important;
}
.mobile-nav__nav .mobile-nav__list > li.open > .sub-menu {
  display: block !important;
}

/* Sub-menu items */
.mobile-nav__nav .sub-menu > li {
  border-bottom: 1px solid rgba(255,255,255,.06) !important;
}
.mobile-nav__nav .sub-menu > li:last-child {
  border-bottom: none !important;
}

/* Sub-menu links – NO right padding (no button here); full available width */
.mobile-nav__nav .sub-menu > li > a {
  display: block !important;
  padding: 9px 4px 9px 12px !important;  /* 12px left, 4px right breathing room */
  color: rgba(255,255,255,.72) !important;
  font-size: 13px !important;
  font-weight: 400 !important;
  line-height: 1.5 !important;
  transition: color .2s;
  white-space: normal !important;
}
.mobile-nav__nav .sub-menu > li > a:hover,
.mobile-nav__nav .sub-menu > li.active > a {
  color: var(--bank-gold, #c9a84c) !important;
}

/* ── Dropdown toggle button ──────────────────────────────── */
.mobile-nav__nav .dropdown-btn {
  position: absolute !important;
  top: 7px !important;
  right: 0 !important;
  width: 36px !important;
  height: 36px !important;
  background: rgba(255,255,255,.1) !important;
  border: none !important;
  color: #fff !important;
  font-size: 12px !important;
  cursor: pointer;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  border-radius: 4px !important;
  transition: background .2s;
  z-index: 1;
}
.mobile-nav__nav .dropdown-btn:hover {
  background: rgba(255,255,255,.22) !important;
}
.mobile-nav__nav .mobile-nav__list > li.open > .dropdown-btn {
  background: var(--bank-gold, #c9a84c) !important;
  color: #fff !important;
}

/* ================================================================
   MOBILE & RESPONSIVE FIXES
================================================================ */

/* Map iframe — reduce height on mobile */
@media (max-width: 767px) {
  iframe.responsive-map,
  .responsive-map-wrap iframe,
  .main-contact-form-area iframe { height: 300px !important; }
}
@media (min-width: 768px) and (max-width: 991px) {
  iframe.responsive-map,
  .responsive-map-wrap iframe,
  .main-contact-form-area iframe { height: 400px !important; }
}

/* Finance services — center last item when it wraps alone on mobile */
@media (max-width: 767px) {
  .finance-services-row { justify-content: center; }
  .finance-services-row > [class*="col-"]:last-child:nth-child(odd) {
    margin-left: auto;
    margin-right: auto;
    flex: 0 0 50%;
    max-width: 50%;
  }
}

/* Benefits area — ensure proper stacking on small mobile */
@media (max-width: 575px) {
  .single-benefits-box-colum { padding-left: 15px; padding-right: 15px; }
}

/* Investment pill tabs — wrap cleanly on small screens */
@media (max-width: 575px) {
  .invest-section .nav-pills { flex-direction: column; align-items: stretch; }
  .invest-section .nav-pills .nav-link { text-align: center; }
}

/* Pigmy section — app screen image sizing on mobile */
@media (max-width: 1199px) {
  .app-screen.pigmy-img { text-align: center; margin-bottom: 30px; }
  .app-screen.pigmy-img img { max-width: 200px; }
}

/* Glass section cards — stack properly on small mobile */
@media (max-width: 575px) {
  .glass-section .col-lg-3,
  .glass-section .col-lg-6,
  .glass-section .col-md-4 { width: 100%; }
  .glass-card { margin-bottom: 16px; }
}

/* Announcement ticker label — shorter on very small screens */
@media (max-width: 400px) {
  .announcement-label { padding: 0 12px; font-size: 11px; letter-spacing: 0; }
  .announcement-label .emoji { display: none; }
}

/* Loan carousel — full dots area on mobile */
@media (max-width: 767px) {
  .wealth-secure-carousel-2 .owl-dots { padding-bottom: 10px; }
}

/* Breadcrumb inner pages — fix text on very small screens */
@media (max-width: 400px) {
  .breadcrumb-area .title h1,
  .breadcrumb-area .title h2 { font-size: 26px; }
}

/* Intro two-col — stack on tablet */
@media (max-width: 1199px) {
  .intro-style1-content-box,
  .statements-text-box { padding-top: 30px; }
}

/* Deposit flip cards on mobile — disable hover flip, show content directly */
@media (max-width: 767px) {
  .deposit-card-inner { transform-style: flat; }
  .deposit-back { display: none; }
  .deposit-front { border-radius: 12px; }
}

/* Tables in inner pages — horizontal scroll on mobile */
table { width: 100%; }
@media (max-width: 767px) {
  .table-responsive-wrapper { overflow-x: auto; -webkit-overflow-scrolling: touch; }
  table { min-width: 500px; }
}

/* ================================================================
   MOBILE HEADER – Professional Clean Design (≤ 991px)
   Toggler is a direct flex child of .main-menu__wrapper-inner
   (moved out of .main-menu-style3-left in header.blade.php)
================================================================ */

@media (max-width: 991px) {

  /* 1. Hide top utility bar */
  .main-header-style3__top {
    /* display: none !important; */
    /* visibility: hidden !important; */
  }

  /* 2. Fix hero slider margin-top (was 151px for full desktop header) */
  .main-slider-style3 {
    margin-top: 163px !important;
  }

  /* 3. Header bar: white background, gold bottom border */
  .main-menu-style3 {
    background: #ffffff !important;
    border-bottom: 3px solid var(--bank-gold, #c9a84c) !important;
    box-shadow: 0 2px 10px rgba(0, 51, 102, 0.08) !important;
  }

  .main-menu-style3 .container-fluid {
    padding-left: 14px !important;
    padding-right: 14px !important;
  }

  /* 4. Inner wrapper: horizontal flex, single row, 64px tall */
  .main-menu-style3 .main-menu__wrapper-inner {
    display: flex !important;
    align-items: center !important;
    flex-wrap: nowrap !important;
    min-height: 64px !important;
    padding: 0 !important;
    gap: 0;
  }

  /* 5. Logo section: fixed width, no padding */
  .main-menu-style3-left {
    flex: 0 0 auto !important;
    display: flex !important;
    align-items: center !important;
    padding: 0 !important;
    margin: 0 !important;
  }

  .logo-box-style3 {
    padding: 0 !important;
    margin: 0 !important;
    display: flex !important;
    align-items: center !important;
  }

  .logo-box-style3 a {
    display: flex !important;
    align-items: center !important;
    line-height: 0 !important;
  }

  .logo-box-style3 img {
    width: auto !important;
    height: 50px !important;
    max-width: 54px !important;
    object-fit: contain !important;
  }

  /* 6. Bank name: grows to fill remaining space, text truncated */
  .main-menu-style3-middle {
    flex: 1 1 auto !important;
    display: flex !important;
    align-items: center !important;
    min-width: 0 !important;
    padding: 0 10px !important;
    overflow: hidden;
  }

  .main-menu-style3-middle .main-menu-box {
    width: 100%;
    min-width: 0;
    overflow: hidden;
  }

  .header_title { width: 100%; overflow: hidden; }
  .header-title-wrap { display: block !important; }

  .header_title h4 {
    font-size: 12px !important;
    line-height: 1.35 !important;
    color: var(--bank-navy, #003366) !important;
    font-weight: 700 !important;
    margin: 0 !important;
    white-space: normal !important;
    text-transform: none !important;
    overflow: hidden;
    display: -webkit-box;
    -webkit-line-clamp: 2;
    -webkit-box-orient: vertical;
  }

  /* Hide reg image and desktop nav inside middle section */
  .header-small-logo {/* display: none !important; */width: 100%;}
  .main-menu-style3-middle .main-menu__list { display: none !important; }

  /* Hide mobile banking button (right section) */
  .main-menu-style3-right { display: none !important; }

  /* 7. Hamburger: now a direct flex child → sits at far right naturally
        Styled as a 44×44 navy rounded button */
  .main-menu__wrapper-inner > .mobile-nav__toggler {
    flex: 0 0 44px !important;
    width: 44px !important;
    height: 44px !important;
    display: flex !important;
    align-items: center !important;
    justify-content: center !important;
    padding: 0 !important;
    margin: 0 !important;
    background: var(--bank-navy, #003366) !important;
    color: #fff !important;
    border-radius: 6px !important;
    font-size: 20px !important;
    line-height: 1 !important;
    text-decoration: none !important;
    transition: background 0.2s ease !important;
    /* override responsive.css bad rules */
    position: static !important;
    left: auto !important;
    top: auto !important;
    transform: none !important;
  }

  .main-menu__wrapper-inner > .mobile-nav__toggler:hover {
    background: var(--bank-gold, #c9a84c) !important;
  }

  .main-menu__wrapper-inner > .mobile-nav__toggler i {
    color: #fff !important;
    font-size: 20px !important;
    display: block;
    line-height: 1;
  }
}